Used Car & Motorcycle Loan

Overview

Get pre-approved for a pre-owned.

Looking into a pre-owned vehicle? With a SEFCU used car or motorcycle loan, you can be sure you’re getting a great rate.

 

Front of car

Rates valid for

Model years 2016 and older

Features & Benefits

Competitive rates

  • Finance a used car
  • Fixed rate for the life of the loan
  • Repayment terms up to 60 months
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Rates

Used Car Loan ’15 – ’16

Approximate Repayment Term APR As Low As*
36 months 3.99%
48 months 3.99%
60 months 4.24%

Used Car Loan ’14 and older

Approximate Repayment Term APR as Low as**
36 Months 6.69%
48 Months 6.69%

Apply Now

Apply for a SEFCU Used Auto Loan today

Current SEFCU member?

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View documentation required for your loan application

Visit a branch near you

Call 800-727-3328

Financial Education

Calculator

Used Car Loan

Rates as low as 3.99% APR

GAP insurance available (model years 2002 or newer)

For vehicles model years 2016 and older

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More to think about...

Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Annual Percentage Rate. Published rate applies to vehicle model years 2015-2016. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 4.24% APR for 60 months, with no additional payment protection would be $463.92, or $214.26 biweekly. Rates accurate as of July 4, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.   
** Annual Percentage Rate. Published rate applies to vehicle model years 2014 and older. Rate listed assumes creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 6.69% APR for 48 months, with no additional payment protection would be $596.57, or $275.73 biweekly. Rates accurate as of July 4, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.