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We're changing lives every day.
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Welcome! We’re glad to meet you.
Why do so many people join SEFCU? We think it’s because we look out for our members and community, helping them make their dreams possible.
DID YOU KNOW?
You don’t have to work for the state to be a member.
If you can check one of these boxes, you’re eligible for membership!
- Employee (current or retired), member or volunteer of a participating SEFCU member group
- Live, work, attend school or worship in one of our communities
- Someone in your immediate family* is a SEFCU member or qualifies for membership
*Defined as parent, grandparent, spouse, child, grandchild, sibling, stepparent, stepsibling, stepchild, and adoptive relationships.
Join SEFCU
We’re fighting hunger with the Freight Farm, which could help grow 36,000+ heads of lettuce/year to be distributed to those in need.
Our annual Monopoly® tournament raises money for the Center for Disability Services, where people get better at life™.
Together, we’ve raised $400,000 for Big Brothers Big Sisters, creating life-changing relationships for “littles”.
Get involved in local events.
From annual fundraisers to weekly seminars, check out upcoming seminars and events near you.
SeminarAlbany4/23/2019 - Strategies for Managing Retirement Income* - Albany
Ages 18+
Offered by SEFCU Wealth Management Services*
The new realities of the 21st century require us all to think and prepare differently for what could be a 30-year retirement. The workshop will share the challenges and risks to retirement income, strategies that seek to help ensure you won’t outlive your assets, appropriate withdrawal rates to use to draw down on your money, and the implications that a long-term care need may place on your retirement.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
* Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. SEFCU and SEFCU Wealth Management Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value | |
Not Guaranteed by any Government Agency | Not a Credit Union Deposit | ||
The LPL Financial representatives associated with this Website may discuss and/or transact securities business only with residents of the following states: CA, CT, FL, MA, ME, NC, NJ, NY, PA, UT, VA, VT, and WI.
** There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principle.
SeminarAlbany4/30/2019 - Budgeting Basics - Schenectady
Ages 18+
A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSouthern Tier4/30/2019 - Budgeting Basics - Vestal
Ages 18+
A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.
Location:
SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany5/07/2019 - Budgeting Basics - Albany
Ages 18+
A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSyracuse Area5/07/2019 - Budgeting Basics - Cicero
Ages 18+
A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.
Location:
SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarBuffalo5/08/2019 - Budgeting Basics - Amherst
Ages 18+
A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.
Location:
SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany5/09/2019 - Paying for Higher Education - Albany
Ages 15-18
Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 8:00 p.m.
Register
View Seminar
SeminarBuffalo5/14/2019 - Managing Credit - Amherst
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany5/15/2019 - Paying for Higher Education - Schenectady
Ages 15-18
Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 8:00 p.m.
Register
View Seminar
SeminarSyracuse Area5/21/2019 - Managing Credit - Cicero
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany5/21/2019 - Managing Credit - Schenectady
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 7:30 p.m.
RegisterView Seminar
SeminarAlbany5/22/2019 - Women, Retirement and Confidence* - Albany
Ages 18+
Offered by SEFCU Wealth Management Services*
Join us as we explore strategies to increase your financial awareness and empower you with practical and actionable solutions for your retirement future. We’ll have an interactive educational session covering many topics including maintaining your desired lifestyle in retirement, caregiving for aging parents without sacrificing your retirement, taking control of your finances during life transitions, as well as planning for future generations.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
* Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. SEFCU and SEFCU Wealth Management Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value | |
Not Guaranteed by any Government Agency | Not a Credit Union Deposit | ||
The LPL Financial representatives associated with this Website may discuss and/or transact securities business only with residents of the following states: CA, CT, FL, MA, ME, NC, NJ, NY, PA, UT, VA, VT, and WI.
** There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principle.
SeminarSouthern Tier5/28/2019 - Managing Credit - Vestal
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany5/30/2019 - Protecting Your Assets from Nursing Homes - Albany
Ages 18+
Join Long-Term Care Specialist, Sheila Cervera, to learn the strategies used to protect your retirement and your assets from nursing homes. Learn how to leave a legacy to the ones you love without losing it all to health care costs.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
RegisterView Seminar
SeminarBuffalo6/04/2019 - Tackle Your Debt - Amherst
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany6/04/2019 - Managing Credit - Albany
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
Atrium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
RegisterView Seminar
SeminarAlbany6/05/2019 - Social Security Savvy* - Albany
Ages 18+
Offered by SEFCU Wealth Management Services*
When it comes to retirement income, Social Security plays an important role in your retirement income story. Understanding and making the right decisions around taking Social Security can be a big driver to independence in retirement. Join us for this education seminar as we discuss special considerations for your claiming strategy, how being married/divorced or widowed may affect your benefits or how the claiming strategy of your spouse may affect your benefits.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
* Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. SEFCU and SEFCU Wealth Management Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value | |
Not Guaranteed by any Government Agency | Not a Credit Union Deposit | ||
The LPL Financial representatives associated with this Website may discuss and/or transact securities business only with residents of the following states: CA, CT, FL, MA, ME, NC, NJ, NY, PA, UT, VA, VT, and WI.
** There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principle.
SeminarAlbany6/11/2019 - Tackle Your Debt - Schenectady
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSyracuse Area6/11/2019 - Tackle Your Debt - Cicero
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany6/13/2019 - Home Buying 101 - Albany
Ages 18+
Using an expert panel consisting of a realtor, a mortgage loan officer, and a home inspector, learners will become familiar with a variety of topics associated with home buying including the role of the realtor, home inspector, and loan officer. Learners will identify the type of mortgage loan that is best for their situation and become familiar with different kinds of home sales including a short sale and foreclosure. In addition to providing tips related to the property, the transaction, and the move, advantages and disadvantages of home-buying, and negotiating the best price will also be covered.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 8:00 p.m.
Register
View Seminar
SeminarAlbany6/19/2019 - Home Buying 101 - Schenectady
Ages 18+
Using an expert panel consisting of a realtor, a mortgage loan officer, and a home inspector, learners will become familiar with a variety of topics associated with home buying including the role of the realtor, home inspector, and loan officer. Learners will identify the type of mortgage loan that is best for their situation and become familiar with different kinds of home sales including a short sale and foreclosure. In addition to providing tips related to the property, the transaction, and the move, advantages and disadvantages of home-buying, and negotiating the best price will also be covered.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 8:00 p.m.
Register
View Seminar
SeminarAlbany6/25/2019 - Tackle Your Debt - Albany
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
Atrium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSouthern Tier6/25/2019 - Tackle Your Debt - Vestal
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany6/26/2019 - Medicare 101 - Albany
Ages 18+
If you or a family member is new to the federal Medicare program it can feel confusing and frustrating at first glance. This session will help you better understand the many different parts of Medicare and what your options are when you enroll.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
RegisterView Seminar
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