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We traveled to Binghamton, NY to learn about CHOW and some of the organizations they assist in addressing food insecurity.

Recently, SEFCU employees delivered much needed supplies to local and regional shelters and organizations that serve the homeless and those in need. This is all part of SEFCU’s Giving for Good Program.

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at Part One and Two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, Reroute your finances.)

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

Register

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Ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location: 

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at Part One and Two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, Reroute your finances.)

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206

6 p.m. - 8 p.m.

Register

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Ages 18+

If you or a family member is new to the federal Medicare program it can feel confusing and frustrating at first glance. This session will help you better understand the many different parts of Medicare and what your options are when you enroll.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location: 

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6 p.m. - 8 p.m.

Register

See all seminars

Ages 18+

A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.

Location: 

SEFCU Square branch
469 State Street
Schenectady, NY 12305 

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part one of Reflect, Reset, Reroute you will write your financial roadmap. Learn how setting a budget can improve your credit rating through disciplined spending. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part one of Reflect, Reset, Reroute you will write your financial roadmap. Learn how setting a budget can improve your credit rating through disciplined spending. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part one of Reflect, Reset, Reroute you will write your financial roadmap. Learn how setting a budget can improve your credit rating through disciplined spending. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

As the role of women changes, so do their financial needs. In this seminar, we will discuss financial and health risks that women face. We'll discuss estate planning, being a caregiver, and the effects of longevity. Join Sheila Cervera, Certified Estate Planner Debra Verni, Jane Marie Schaeffer, and Kim Hance from the Herzog Law Firm as they the discuss the importance of planning for women.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location: 

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

Join Sheila Cervera, Certified Estate Planner, as she discusses various strategies to ensure your legacy is continued with estate planning techniques and asset protection strategies.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

See all Seminars

Ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location: 

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6 p.m. - 7:30 p.m.

Register

See all seminars