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On December 14^th, more than 30 SEFCU employees, along with their family and friends, volunteered their time with Wreaths Across America at Saratoga National Cemetery. Every year, through Wreaths Across America, millions of Americans come together to remember and honor our fallen soldiers by placing wreaths on all of the gravestones in every national cemetery across the country. The goal of this organization and the message for this day is to remember our fallen U.S. veterans, honor those who serve, and teach our children the value of freedom.

Each year SEFCU employees purchase, wrap, and deliver gifts to families and children in need in the Capital Region, Buffalo, Binghamton, and Syracuse. This year more than $160,000 was raised to help 178 families across 70 organizations!

Each year SEFCU employees purchase, wrap, and deliver gifts to families and children in need in the Capital Region, Buffalo, Binghamton, and Syracuse. This year more than $160,000 was raised to help 178 families across 70 organizations!

Ages 18+

A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash.

This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

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Ages 18+

In part one of Reflect, Reset, Reroute you will write your financial roadmap. Learn how setting a budget can improve your credit rating through disciplined spending. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

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Ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206

6 p.m. - 7:30 p.m.

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Ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash.

This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

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Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash.

This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash.

This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206

6 p.m. - 7:30 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash.

This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

Register

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Ages 18+

Join Sheila Cervera, Certified Long-Term Care Specialist, as she discusses how the use of new hybrid plans, Long-Term Care Insurance, and trusts can help you protect your assets while maintaining control of future health care decisions.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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