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We're changing lives every day.
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Why do so many people join SEFCU? We think it’s because we look out for our members and community, helping them make their dreams possible.
DID YOU KNOW?
You don’t have to work for the state to be a member.
If you can check one of these boxes, you’re eligible for membership!
- Employee (current or retired), member or volunteer of a participating SEFCU member group
- Live, work, attend school or worship in one of our communities
- Someone in your immediate family* is a SEFCU member or qualifies for membership
*Defined as parent, grandparent, spouse, child, grandchild, sibling, stepparent, stepsibling, stepchild, and adoptive relationships.
Join SEFCU
We’re fighting hunger with the Freight Farm, which could help grow 36,000+ heads of lettuce/year to be distributed to those in need.
Our annual Monopoly® tournament raises money for the Center for Disability Services, where people get better at life™.
Together, we’ve raised $400,000 for Big Brothers Big Sisters, creating life-changing relationships for “littles”.
Get involved in local events.
From annual fundraisers to weekly seminars, check out upcoming seminars and events near you.
SeminarSyracuse Area2/12/2019 - Managing Credit - Cicero
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarBuffalo2/13/2019 - Managing Credit - Amherst
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSouthern Tier2/19/2019 - Managing Credit - Vestal
Ages 18+
Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
Location:
SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany2/27/2019 - Asset Protection and Estate Planning - Albany
Ages 18+
Join Sheila Cervera, Certified Estate Planner, as she discusses various strategies to ensure your legacy is continued with estate planning techniques and asset protection strategies.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
RegisterView Seminar
SeminarAlbany3/05/2019 - Tackle Your Debt - Albany
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
Atrium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany3/06/2019 - Tackle Your Debt - Schenectady
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Square branch
469 State Street
Schenectady, NY 12305
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSyracuse Area3/12/2019 - Tackle Your Debt - Cicero
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany3/13/2019 - Social Security Savvy** - Albany
Ages 18+
Offered by SEFCU Wealth Management Services*
When it comes to retirement income, Social Security plays an important role in your retirement income story. Understanding and making the right decisions around taking Social Security can be a big driver to independence in retirement. Join us for this education seminar as we discuss special considerations for your claiming strategy, how being married/divorced or widowed may affect your benefits or how the claiming strategy of your spouse may affect your benefits.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
Register
* Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. SEFCU and SEFCU Wealth Management Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value | |
Not Guaranteed by any Government Agency | Not a Credit Union Deposit | ||
The LPL Financial representatives associated with this Website may discuss and/or transact securities business only with residents of the following states: CA, CT, FL, MA, ME, NC, NJ, NY, PA, UT, VA, VT, and WI.
** There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principle.
SeminarCapital Region3/19/2019 - Your Aging Parents and You - Saratoga
Ages 18+
A certified long-term care specialist will discuss the challenges we face when we become responsible for aging parents. Participants will learn the steps to protect the well-being of their family and how to devise a plan to safeguard family assets. Learn about the various resources and financial options available.
Location:
Saratoga Public Library
49 Henry St
Saratoga Springs, NY 12866
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarSouthern Tier3/19/2019 - Tackle Your Debt - Vestal
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarBuffalo3/20/2019 - Tackle Your Debt - Amherst
Ages 18+
Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.
Location:
SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228
6 p.m. - 7:30 p.m.
Register
View Seminar
SeminarAlbany3/26/2019 - Medicare 101 - Albany
Ages 18+
If you or a family member is new to the federal Medicare program it can feel confusing and frustrating at first glance. This session will help you better understand the many different parts of Medicare and what your options are when you enroll.
Location:
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206
6 p.m. - 7:30 p.m.
RegisterView Seminar
Testimonials
BEST CREDIT UNION
Community News
2018 Reader’s Choice Awards
Desjardins Award
New York Credit Union Association
2018 Desjardins Youth Financial Education Award
BEST CREDIT UNION
Times Union 2018 Best of the Capital Region Awards
BEST CREDIT UNION
Capital Region Living Magazine
2018 Bestie Awards
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