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As Cupid works his magic this month, SEFCU continues to work to raise money for, and awareness of, heart disease. You’ll notice our branches are all glowing red this month, staff wore red last week in honor of Go Red for Women, and heart discs are available for sale in memory or honor of someone who is battling cancer. Find out what else SEFCU is doing!

Ages 18+

Join Sheila Cervera, Certified Long-Term Care Specialist, as she discusses how the use of new hybrid plans, Long-Term Care Insurance, and trusts can help you protect your assets while maintaining control of future health care decisions.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash. This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

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Ages 18+

A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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Ages 18+

A spending plan is an important part of financial planning because it helps you manage your money in a positive manner so that you can reach your financial goals. Steps for developing your own spending plan, determining fixed expenses, flexible spending, and financial goals will be covered.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

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Ages 18+

Using an expert panel consisting of a realtor, a mortgage loan officer, and a home inspector, learners will become familiar with a variety of topics associated with home buying including the role of the realtor, home inspector, and loan officer. Learners will identify the type of mortgage loan that is best for their situation and become familiar with different kinds of home sales including a short sale and foreclosure. In addition to providing tips related to the property, the transaction, and the move, advantages and disadvantages of home-buying, and negotiating the best price will also be covered.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206

6 p.m. - 8:00 p.m.

Register

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Ages 18+

Using an expert panel consisting of a realtor, a mortgage loan officer, and a home inspector, learners will become familiar with a variety of topics associated with home buying including the role of the realtor, home inspector, and loan officer. Learners will identify the type of mortgage loan that is best for their situation and become familiar with different kinds of home sales including a short sale and foreclosure. In addition to providing tips related to the property, the transaction, and the move, advantages and disadvantages of home-buying, and negotiating the best price will also be covered.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 8:00 p.m.

Register

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Ages 18+

Join Long-Term Care Specialist, Sheila Cervera, to learn the strategies used to protect your retirement and your assets from nursing homes. Learn how to leave a legacy to the ones you love without losing it all to health care costs.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Vestal branch
3460 Vestal Parkway East
Vestal, NY 13850

6 p.m. - 7:30 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash. This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

Register

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Ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206

6 p.m. - 8 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash. This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. In addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 8 p.m.

Register

See all seminars

Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash. This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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Ages 18+

Join Sheila Cervera, Certified Estate Planner, as she discusses various strategies to ensure your legacy is continued with estate planning techniques and asset protection strategies.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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Ages 14-17

By exploring the key differences between wants and needs, learners will discuss opportunity costs and trade-offs. They will write personal checks and record transactions in a check register and they will learn about the key differences and appropriate uses of debit cards, credit cards, and cash. This session is a valuable family learning opportunity. Any child under 18 must be accompanied by a parent or guardian.

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

Register

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Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at part one and two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, and Reroute your finances.)

Location: 

SEFCU Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6 p.m. - 7:30 p.m.

Register

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Ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location: 

MicroKnowledge, Inc.
15 Cornell Road
Latham, NY 12110

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location: 

SEFCU Atrium
700 Patroon Creek Blvd.
Albany, NY 12206

6 p.m. - 7:30 p.m.

Register

See all seminars

Ages 18+

In part two of Reflect, Reset, Reroute you will start understanding how financial decisions you make today are an important part of your financial journey. Learn how to use credit responsibly and how to pay down debt. (Attendance at Part One and Two is not required. However, we encourage you to attend both sessions to gain a full understanding on how to Reflect, Reset, Reroute your finances.)

Location: 

SEFCU Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6 p.m. - 7:30 p.m.

Register

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Ages 18+

As the role of women changes, so do their financial needs. In this seminar, we will discuss financial and health risks that women face. We'll discuss estate planning, being a caregiver, and the effects of longevity. Join Sheila Cervera, Certified Estate Planner Debra Verni, Jane Marie Schaeffer, and Kim Hance from the Herzog Law Firm as they the discuss the importance of planning for women.

Location: 

Dora Maxwell Auditorium 
700 Patroon Creek Blvd. 
Albany, NY 12206 

6 p.m. - 7:30 p.m.

Register

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