SEFCU World™ Mastercard®


Earn 2x points for purchases from December 7, 2021 through January 31, 2022

With a SEFCU World Mastercard, you earn 2x points with every eligible purchase. Points can be redeemed for merchandise, gift cards, cash back*, and more. 

Open a SEFCU World Mastercard Credit Card before January 31, 2022 and earn 20,000 bonus points when you spend $2,000 by February 28, 2022.††

Log into online banking or the Mobile app and click "My Offers" to see if you have been pre-approved for a SEFCU credit card. If not, click the "Apply Today" button below!

plane over globe

Earn 2x points with every purchase



Features & Benefits

2x points for purchases from December 7, 2021 through January 31, 2022

  • 2x points on all purchases
  • $0 fraud liability** protects you 24/7
  • No balance transfer fee
  • No foreign transaction fee
SEFCU World mastercard


Fees & Rates

Current Rates

APR For Purchases and Balance Transfers APR for Cash Advances
As low as 9.24%*** As low as 11.24%***


Item Fee

Annual Fee

No fee

Balance Transfer Fee

No fee

Cash Advance Fee

No fee

Foreign Transaction Fee

No fee

Late Payment Fee

Up to $25.00

Returned Payment Fee

Up to $25.00


See which card is best for you

SEFCU World Mastercard

  • No annual fee
  • 2x points on all purchases
  • $0 fraud liability**

SEFCU Lightning Credit Card®

  • No annual fee
  • 3x points on groceries, 2x points on online purchases, 2x on all other purchases††
  • $0 fraud liability

View SEFCU Lightning Credit Card

Apply Now

Apply for a SEFCU World Mastercard Credit Card today

Current SEFCU member?

Apply Today

Not a member?


Convenient to use

SEFCU World™ Mastercard

2x points on all purchases

No balance transfer fee

No foreign transaction fee


View World Card

More to think about...

 For double points (2x), qualifying purchases are purchases for goods and services purchased between December 7, 2021 and January 31, 2021 minus returns and other credits. Balance transfers, refunds/reversals, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, fees of any kind and ATM transactions do not qualify.
* Converting points into cash back is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option. Cash back takes the form of a statement credit.
** Certain restrictions apply. See for details.
*** Annual Percentage Rate on all credit cards is variable. Applies to purchases, balance transfers, and cash advances. Published rate assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today, January 17, 2022, and subject to change without notice. The Annual Percentage Rate is subject to change quarterly to reflect any changes in the Index and will be determined by the Prime Rate 45 days prior to the first day of each calendar quarter (January, April, July, and October) as published in The Wall Street Journal “Money Rates” table to which we add a margin. The new rate will be effective with the first billing cycle of April, July, October, and January, respectively. As of July 1, 2020, the Prime Rate was 3.25%. Future Prime Rates and corresponding APRs will vary.
†† For new SEFCU World Mastercard credit cardholders to qualify and receive your 20,000 bonus points you must make purchase transactions that have earned at least one point totaling $2,000 or more by February 28, 2022.  The account must be open by January 31, 2022 and remain open through March 31, 2022, to earn rewards.  Bonus points will be awarded by March 31, 2022.
Review complete disclosures here.