SEFCU World™ Business Mastercard®


Earn 2X points for travel

With your SEFCU World Business Mastercard, you earn 1%* cash back. Plus, 2X points when redeeming for travel.



Presentation with graph

1%* cash back

on copy paper
on highlighters
on everything!

Features & Benefits

Cash back and No annual fee

  • 2x points when redeeming for travel
  • 1% cash back* on every purchase
  • $0 fraud liability** protects you 24/7
  • No balance transfer fee
  • No foreign transaction fee
  • 50,000 bonus points after spending
  • $5,000 within 90 days of account opening
  • Enhanced ID Theft Protection
  • Cellular Wireless Telephone Protection
  • Mobile Receipt Management
  • ShopRunner (free, two-day shipping and free return shipping on purchases at more than 140 online stores)
  • Easy Savings (participating merchants may provide rebates on purchases)
SEFCU World Business Mastercard


Fees & Rates

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 12.75% As low as 15.75%


Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25


See which card is best for you

SEFCU World Business Mastercard

  • 2X points when redeeming for travel
  • 1%* cash back on every purchase
  • Adjustable spending limits

SEFCU Business Mastercard 

  • No annual fee
  • 1% cash back on every purchase
  • $0 fraud liability

View Card

Apply Now

Apply for a SEFCU Business Mastercard today

Current SEFCU member?

Apply Today

Not a member?


Visit a branch near you

Call 800-727-3328



SEFCU World BusinessMastercard®

2x points when redeeming for travel

1% cash back on every purchase


View Card

More to think about...

* Converting points into cash is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option.
** Certain restrictions apply. See for details.
Annual Percentage Rate on all credit cards is variable. Applies to purchases, balance transfers, and cash advances. Published rate assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today, January 26, 2020, and subject to change without notice. The Annual Percentage Rate is subject to change quarterly to reflect any changes in the Index and will be determined by the Prime Rate 45 days prior to the first day of each calendar quarter (January, April, July, and October) as published in The Wall Street Journal “Money Rates” table to which we add a margin. The new rate will be effective with the first billing cycle of April, July, October, and January, respectively. As of November 15, 2019, the Prime Rate was 4.75%. Future Prime Rates and corresponding APRs will vary.