SEFCU World™ Business Mastercard®


Earn 50,000 bonus points!

Earn 50,000 bonus points when you open a SEFCU World™ Business Mastercard® and spend $5,000 on net purchases within 90 days of account opening.



Presentation with graph

1% cash back*

on copy paper
on highlighters
on everything!

Features & Benefits

Cash back and no annual fee

  • 50,000 bonus points after spending $5,000 within 90 days of account opening
  • Double point value for travel redemptions
  • Borrow up to $100,000 if credit qualified
  • 1% cash back* on every purchase
  • $0 fraud liability** protects you 24/7
  • No balance transfer fee
  • No foreign transaction fee
  • Travel accident insurance
  • ShopRunner (free, two-day shipping and free return shipping on purchases at more than 140 online stores)
  • Premium Easy Savings (participating merchants may provide rebates on purchases) Register at
  • 24/7 business concierge
  • Travel and lifestyle services
  • Mastercard Global Service™ which provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, and more.
  • Mastercard Business Network, which is a collection of tools, offers, and resources integrated into one online site. Learn more about Mastercard Business Network.
  • Extended warranty
  • Priceless Cities and experiences
  • Purchase assurance

And with eZbusiness, company owners and administrators can manage all of their employees' cards. With eZbusiness you can:

  • View online reports
  • Reset cardholder passwords
  • Search pending/posted transactions
  • Make payments/manage payment accounts
  • View cardholder statements
  • View company hierarchy
  • Enroll cardholders
SEFCU World Business Mastercard

Fees & Rates

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 11.25% As low as 13.25%


Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25


See which card is best for you

Apply Now

Apply for a SEFCU Business Mastercard today

Current SEFCU member?

Apply Today

Not a member?


Visit a branch near you

Call 800-727-3328



SEFCU World BusinessMastercard®

1% cash back on every purchase


View World Card

More to think about...

Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Converting points into cash is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option.
** Certain restrictions apply. See for details.
*** Annual Percentage Rate on all credit cards is variable. Applies to purchases, balance transfers, and cash advances. Published rate assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today, February 6, 2023, and subject to change without notice. The Annual Percentage Rate is subject to change quarterly to reflect any changes in the Index and will be determined by the Prime Rate 45 days prior to the first day of each calendar quarter (January, April, July, and October) as published in The Wall Street Journal “Money Rates” table to which we add a margin. The new rate will be effective with the first billing cycle of April, July, October, and January, respectively.  As of August 15, 2022, the Prime Rate was 5.50%. Future Prime Rates and corresponding APRs will vary.