Resources and Rates
Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR* as low as |
---|---|---|---|
Variable-rate Student Loan | 180 months | 1.25% | 4.50% |
Approximate Repayment Term | APR* as low as |
---|---|
12 months | 5.74% |
18 months | 5.74% |
24 months | 5.74% |
36 months | 5.99% |
48 months | 5.99% |
60 months | 5.99% |
Present APR** as Low as |
---|
8.75% |
Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR as low as |
---|---|---|---|
Fixed-rate Student Loan* | 180 months | N/A | 9.000% |
Variable-rate student loan** | 180 months | 3.00% | 6.250% |
Sub-Account Description | Percent Above Index | Present APR as Low as* | Minimum APR |
---|---|---|---|
Primary Share Secured* | 1.50% | 1.60% | 1.50% |
Certificate Share Secured** | 1.50% | Rate will vary according to current certificate dividend rate earned. See SEFCU Loan Officer for additional details. | 1.50% |