Resources and Rates
Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.
Consolidated Student Loan
Current Rates
| Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR* as low as |
|---|---|---|---|
| Variable-rate Student Loan | 180 months | 4.00% | 4.50% |
Personal Loans
Personal Loans
| Approximate Repayment Term | APR* as low as |
|---|---|
| 12 months | 4.24% |
| 18 months | 4.24% |
| 24 months | 4.24% |
| 36 months | 4.49% |
| 48 months | 4.49% |
| 60 months | 4.49% |
Personal Line of Credit
Current Rates
| Loan Sub-Account Description | Percent Above Index | Daily Periodic Rate | Present APR** as Low as |
|---|---|---|---|
| Rate may vary based on credit worthiness | 5.50% | 0.023973% | 8.75% |
Private Student Loan
Current Rates
| Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR as low as |
|---|---|---|---|
| Fixed-rate Student Loan* | 180 months | N/A | 9.000% |
| Variable-rate student loan** | 180 months | 6.00% | 6.386% |
Share Secured Loans
Current Rates
| Sub-Account Description | Percent Above Index | Present APR as Low as* | Minimum APR |
|---|---|---|---|
| Primary Share Secured* | 1.50% | 1.60% | 1.50% |
| Certificate Share Secured** | 1.50% | Rate will vary according to current certificate dividend rate earned. See SEFCU Loan Officer for additional details. | 1.50% |