Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Holiday Club

Current Rates

Minimum Opening Deposit Dividend Rate Annual Percentage Yield* Minimum Average Daily Balance to Obtain APY
$0.00 0.15% 0.15% $0.01

Mint Savings

Current Rates

Minimum Opening Deposit Dividend Rate Annual Percentage Yield* Minimum Average Daily Balance to Obtain APY
$0.01 0.15% 0.15% $0.01

Preferred Savings

Current Rates

Average Daily Tier Balances Dividend Rate Annual Percentage Yield* Minimum Balance to Obtain APY
Preferred Savings $0 - $2,499.99 0.15% 0.15% $0.01
Preferred Savings $2,500.00 - $9,999.99 0.25% 0.25% $2,500.00
Preferred Savings $10,000.00 - $24,999.99 0.25% 0.25% $10,000.00
Preferred Savings $25,000.00 –$49,999.99 0.25% 0.25% $25,000.00
Preferred Savings $50,000.00 - $99,999.99 0.49% 0.50% $50,000.00
Preferred Savings $100,000.00 - $249,999.99 0.74% 0.75% $100,000.00
Preferred Savings $250,000.00 - $499,999.99 0.89% 0.90% $250,000.00
Preferred Savings $500,000.00 - $999,999.99 0.99% 1.00% $500,000.00
Preferred Savings $1,000,000.00+ 1.24% 1.25% $1,000,000.00

SEFCU Business Mastercard®

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 10.25% As low as 12.25%

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View SEFCU Business Mastercard details

 

 

 

Share Secured Loans

Current Rates

Index Percent Above Index Current APR
Current Primary Share dividend rate 0.70% 0.85%
Your current Certificate Dividend rate 0.70% Rate depends on your current Certificate dividend rate