Mortgages & Home Equity

Found your dream home? Want to use your home to help make other dreams happen? Let’s talk about your options.

house

 

 

Product Comparison View

Mortgages

Home Equity

 

 

Variable-Rate Home Equity Line of Credit

Access cash over time

Take advantage of a low, variable rate

Draw on the line of credit as needed for 10 years

 

View HELOCs

 

Fixed-Rate Home Equity Line of Credit

Access cash over time

Enjoy the same rate for 15 years

Pay only interest during the first five years

 

View Fixed-Rate HELOCs

 

Product Comparison View

Mortgages

Home Equity

More to think about...

Home Mortgage Disclosure Act Notice 

The Home Mortgage Disclosure Act Notice (HMDA) data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is now available online. To request HMDA data for calendar years 2017 and forward, please visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/HMDA). To request HMDA data for calendar years prior to 2017, please inquire at this office regarding the locations where HMDA data may be inspected.
 
SEFCU Mortgage Services Logo

700 Patroon Creek Blvd., Suite 301, Albany, NY 12206. Tel: 800-444-6313. SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker–NYS Department of Financial Services. NMLS Company ID–309847.
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