OverviewA great interest rateFrom essentials to splurges - whatever you put on your SEFCU Mastercard, you earn 1x points for each purchase. Points can be redeemed for merchandise, gift cards, cash back*, and more. Plus, enjoy a great interest rate.
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![]() 1x pointson that double espresso |
Features & BenefitsCash back and No annual fee
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Fees & Rates
Current Rates
APR for Purchases and Balance Transfers | APR for Cash Advances |
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As low as 11.99%*** | As low as 13.99%*** |
Fees
Item | Fee |
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Annual Fee | No fee |
Balance Transfer Fee | No fee |
Cash Advance Fee | No fee |
Foreign Transaction Fee | No fee |
Late Payment Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Compare
See which card is best for you
SEFCU Mastercard®
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SEFCU Lightning Credit Card™
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Apply Now
Apply for a SEFCU Mastercard Credit Card today
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
View documentation required for your loan application
More to think about...
Payment Protection
Keep Credit Strong
Helps cover credit card bills
Protects against covered life event or disability
Home Equity Line of Credit
Use Your Home for Credit
Access extra cash when needed
Fixed and variable rates available