OverviewA great interest rateFrom essentials to splurges - whatever you put on your SEFCU Mastercard, you earn 1x points for each purchase. Points can be redeemed for merchandise, gift cards, cash back*, and more. Plus, enjoy a great interest rate.
|
![]() 1x pointson that double espresso |
Features & BenefitsCash back and No annual fee
|
![]()
|
Fees & Rates
Current Rates
APR for Purchases and Balance Transfers | APR for Cash Advances |
---|---|
As low as 8.24%*** | As low as 10.24%*** |
Fees
Item | Fee |
---|---|
Annual Fee | No fee |
Balance Transfer Fee | No fee |
Cash Advance Fee | No fee |
Foreign Transaction Fee | No fee |
Late Payment Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Compare
See which card is best for you
SEFCU Mastercard®
|
SEFCU Lightning Credit Card™
|
Apply Now
Apply for a SEFCU Mastercard Credit Card today
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
View documentation required for your loan application
More to think about...
Payment Protection
Keep Credit Strong
Helps cover credit card bills
Protects against covered life event or disability
Fixed-Rate Home Equity Loan
Use Your Home for Extra Cash
Borrow $5,000-$500,000
Competitive rates
Home Equity Line of Credit
Use Your Home for Credit
Access extra cash when needed
Fixed and variable rates available