Recommended for Ages 18+

Financial decisions made today greatly impact your future. When using credit, you are spending your future income. This concept will be the backdrop while you explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports. 

To create the optimal experience, each session is limited to 100 participants.

Length 1.5 hours

Recommended for ages 18+

Explore current scams and review practical tips to better understand and identify the difference between  a scam, fraud, and identity theft. Learn what to avoid, how to protect yourself, and take positive action to report incidents and file a complaint.  

To create the optimal experience, each session is limited to 100 participants.

Recommended for Ages 18+

Planning for a secure financial future can be overwhelming. A variety of topics regarding growing, protecting, and saving funds for retirement will be discussed. Common ways to prepare for retirement are identified, along with an introduction to the basics of wills, trusts, and social security earnings. Topics will help in understanding the importance of early planning for retirement. This session is an overview and non-advisory.

To create the optimal experience, each session is limited to 100 participants.

Recommended for ages 18+

Refine strategies for talking with youth on how to make financial decisions that positively impact their future. These conversations can be a challenge, for all generations. Inspire young people by setting a positive tone from the start. Learn about financial checkpoints, key questions to explore together, and techniques for action-oriented discussions. The SEFCU Institute for Financial Well-Being will provide ideas for fun incentives to encourage good saving and spending habits and how to set youth on a path of attaining goals and financial stability.

Recommended for ages 14+

Familiarize yourself, family, or friends with the benefits of using a bank or credit union, how you can open an account, features of a checking versus a savings account, and benefits to having a personal bank account. Explore eligibility requirements, challenges that may arise when opening an account, and key questions to ask a financial institution prior to opening an account. 

To create the optimal experience, each session is limited to 100 participants.

Recommended for Ages 18+

Learn to identify ways to protect personal financial information from scam artists and identity thieves. Explore the tactics used to steal an individual’s identity, information, and money. Practice resolving identity theft issues and become familiar with the steps it takes to report a scam.

To create the optimal experience, each session is limited to 100 participants.

Recommended for ages 16+

Apply a planned buying process to identify needs and wants in making an informed automobile purchase. Compare earnings to vehicle cost and identify guidelines for using debt responsibly. Evaluate loan and insurance terms, and the potential for fraud.

To create the optimal experience, each session is limited to 100 participants.

Recommended for ages 18+

Learn key terms and about the many variables that are used to calculate a credit score. Create a plan to develop positive financial habits to build a positive credit score. Discover how to maintain your credit history and keep it working favorably into your financial future.

To create the optimal experience, each session is limited to 100 participants.

Recommended for ages 14+

Develop sustainable short-term, mid-term, and long-term goals that fit into your timeline for living a good life. Explore research around self-determination theory and learn how happiness plays into financial well-being and S.M.A.R.T.E.R. goals to help create financial security.

To create the optimal experience, each session is limited to 100 participants.

Recommended for Ages 14-17

Explore the key differences between wants and needs and discuss opportunity costs and trade-offs. Learn to write personal checks and record transactions in a check register.  Key differences and appropriate uses of debit cards, credit cards, and cash are discussed.  

To create the optimal experience, each session is limited to 100 participants.