OverviewStart building a nest eggStart setting money away for a rainy day. You only need $1 to open a mint savings account, and an average daily balance of $.01 to start earning dividends.
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![]() Build an Emergency Fund$25/week = $1,300+ average in a year |
Features & BenefitsLow-maintenance savings account
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Fees & Rates
Current Rates
Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield* | Minimum Average Daily Balance to Obtain APY |
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$0.01 | 0.15% | 0.15% | $0.01 |
Fees
Item | SEFCU Fee | New York State Bank/Credit Union average fee*** (as of July 2018) |
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Overdraft Transfer from Savings |
$1.00 |
$8.74 |
*** New York bank/credit union average fees are accurate as of July 2018, and are published in New York Credit Union Association’s RateWatch.
Compare
See which account is best for you
Mint Savings
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Preferred Savings
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Apply Now
Open a SEFCU Mint Savings account today
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Earns a dividend with $.01 minimum balance