Guaranteed Asset Protection (GAP)


Low cost peace of mind.

Protect your valuable assets with SEFCU's low cost Member's Choice® Guaranteed Asset Protection (GAP).


umbrella between two cars

Features & Benefits

Complete vehicle protection.

If your vehicle is stolen or damaged in an accident, your insurance provider will only cover the market value of the vehicle at the time of loss. That's where SEFCU's GAP comes in. GAP is a low-cost way to get complete protection.

In the event of loss, your GAP coverage will satisfy the difference between what you receive from your insurance company and the amount required to pay off your loan. GAP will also protect your credit rating if your vehicle is declared a total loss and your primary insurance company does not cover the amount you owe on your vehicle.

GAP is low-cost peace of mind too - only $174 for motor vehicles and $217 for power sport vehicles. You can finance the cost right into your SEFCU loan or pay it separately from your SEFCU account. To see if this coverage is right for you, use our Guaranteed Asset Protection calculator.


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Financial Education


Member’s Choice Guaranteed Asset Protection

GAP Insurance to protect your assets

Low cost

Peace of mind


View Guaranteed Asset Protection