Routing Number 221373383
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Campus Connect

Overview

Special perks, especially for college students

“Free” just might be a college student’s favorite word. So the SEFCU Campus Connect program sets students up with free checking, free ATMs*, and free mobile and online services.

 

 books

Campus Connect members could win

$500

for textbooks each fall †

Features and Benefits

Perfect for college students

  • We’ll make the $1 minimum deposit to open
  • Free online, mobile, and text banking
  • Free account transfer options
  • Free SEFCU Debit Mastercard® with cash-back rewards
  • 55,000+ free ATMs*, including Allpoint® network ATMs (in CVS®, Walgreens®, Speedway®, and Target®, plus locations across the U.S., Canada, Mexico, Puerto Rico, Australia, and United Kingdom)
  • We don’t charge Campus Connect members for using non-SEFCU or Allpoint® ATMs (other institutions’ charges may still apply)
  • If your debit card is lost or stolen, notify SEFCU (800-727-3328) and your liability for unauthorized use is $0**
 ATM

 

Fees

Current Rates

Minimum Opening Deposit Dividend Rate Annual Percentage Yield***
$1.00 0.20% 0.20%
$0.00 0.00% 0.00%

Service Fees

Item Fee New York State bank/credit union average fee^
(as of July 2019)
Certified Personal Check $5 $10.46
Check Protest Fee $15 N/A
Copy of Canceled Check $5 $3.12
Counter Checks (4 per page) $2 ($0.50/per) $1.56/per
Original Canceled Check $5 N/A
Returned Checks - Deposited $10 N/A
Overdraft Transfer from Savings $2.50 $7.48
Returned Checks - NSF (Non-Sufficient Funds) $28 $33.54
Return NSF from POS/Check Card $28 $33.18
Stop Payment done through SEFCU OnLine $10 N/A
Stop Payment on Counter Check $20 $30.64
Stop Payment on Personal Check $20 $30.64
Stop Payment on Teller (Official) Check $20 $30.64
Monthly Charge No fee $6.46

^New York bank/credit union average fees are accurate as of July 2019, and are published in New York Credit Union Association’s RateWatch.

Compare

See which account is best for you

Campus Connect Program 

  • Available for college students
  • Branches on four college campuses
  • Free mobile/online services
  • Free remote deposit
  • Free Debit Mastercard®
  • Free ATMs, beyond SEFCU and Allpoint*

 

Really Free  Checking

  • Great for most members
  • 50 branches across our communities
  • Free mobile/online services
  • Free remote deposit
  • Free Debit Mastercard®
  • Free SEFCU and Allpoint® ATM access

Learn More

Apply Now

Open a Campus Connect account today!

Current SEFCU member?

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Not a member?

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Campus Connect

Special perks for students

Chance to win $500 for textbooks

Free text banking available

On-campus branches

Open Today

View Campus Connect

More to think about...

* SEFCU members are not required to pay a fee at Allpoint ATMs. If a charge screen appears during your Allpoint ATM transaction, enter “yes” to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your SEFCU account. The savings can be $3 or more per transaction. Please note, at international Allpoint ATMs, you will still be responsible for the Mastercard® Foreign Currency transaction fee.
See mastercard.us/zero-liability for details.
*** Annual Percentage Yield. Minimum average daily balance to obtain APY is $250. Rate and APY are variable and are subject to change after the account is opened. APY is accurate as of today - April 9, 2020. Fees may reduce earnings.
†Check back in the Summer of 2019 for more details.