Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

School Banking Program

Fee-free savings account

Minimum Opening Deposit (SEFCU makes the first deposit) Dividend Rate Annual Percentage Yield* Average Daily Balance to Obtain APY
$1.00 0.25% 0.25% $25.00

Coverdell Education Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield**
6 months 0.15% 0.15%
10 months 0.15% 0.15%
12 months 0.60% 0.60%
15 months 0.60% 0.60%
18 months 0.75% 0.75%
24 months 0.75% 0.75%
36 months 0.80% 0.80%
48 months 1.00% 1.00%
60 months 1.00% 1.00%
24-month add-on 0.75% 0.75%

Fixed-Rate Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield**
3 months 0.15% 0.15%
6 months 0.15% 0.15%
9 months 0.15% 0.15%
10 months 0.15% 0.15%
12 months 0.60% 0.60%
15 months 0.60% 0.60%
18 months 0.75% 0.75%
24 months 0.75% 0.75%
30 months 0.75% 0.75%
36 months 0.80% 0.80%
48 months 1.00% 1.00%
60 months 1.00% 1.00%

Smart Sense Savings

Fee-free savings account

Minimum Opening Deposit (SEFCU makes the first deposit) Dividend Rate Annual Percentage Yield* Average Daily Balance to Obtain APY
$1.00 0.10% 0.10% $25.00