Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.
|30 Yr Fixed-Rate (Conforming)||6.500%||0.50%||6.708%|
|20 Yr Fixed-Rate (Conforming)||6.500%||0.50%||6.708%|
|15 Yr Fixed-Rate (Conforming)||6.125%||0.00%||6.377%|
|10/6 ARM (Conforming)||5.000%||0.00%||5.792%|
|5/6 ARM (Conforming)||4.750%||0.00%||6.148%|
|7/6 ARM (Conforming)||4.750%||0.00%||5.917%|
*Rates are based on conforming limits and are subject to change without notice.
Home Mortgage Disclosure Act Notice
The Home Mortgage Disclosure Act Notice (HMDA) data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is now available online. To request HMDA data for calendar years 2017 and forward, please visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/HMDA). To request HMDA data for calendar years prior to 2017, please inquire at this office regarding the locations where HMDA data may be inspected.
Fee-free savings account
|Minimum Opening Deposit (SEFCU makes the first deposit)||Dividend Rate||Annual Percentage Yield*||Average Daily Balance to Obtain APY|