Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Auto Advantage

Auto Advantage

Approximate Repayment Term APR* as low as
24 Months 2.74%
36 Months 2.74%
48 Months 2.74%
60 Months 2.74%
72 Months 2.99%

Credit Builder Credit Card

Current Rates

APR for purchases and balance transfers APR for cash advances
6.25%** 8.25%**

Fees

Item Fees
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View complete details

 

 

 

New Car Model '19-'21

New Car Loan ’19 – ’21

Approximate Repayment Term APR** as low as
24 months 1.99%
36 months 1.99%
48 months 1.99%
60 months 1.99%
72 months 2.24%
84 months 3.69%

Mortgage Rates

Mortgage Rates

SEFCU Mortgage Services offers mortgage solutions for a variety of situations:

  • Purchase
  • Refinance
  • New Construction - End Loan
  • Reverse Mortgage
  • To learn more about these programs and many others, call us at 800-444-6313.
  • To view SEFCU Mortgage Services rates and to get pre-qualified, click the link below.
     View rates and details

 

 

 

 

 

 

 

New Boat & RV Model '16-'20

New Boat & RV ’17 – ’21

Approximate Repayment Term APR* as low as
24 months 3.10%
36 months 3.35%
48 months 3.60%
60 months 3.85%
72 months 4.35%
73-120 months 4.95%
121-180 months 5.59%

School Banking Program

Fee-free savings account

Minimum Opening Deposit (SEFCU makes the first deposit) Dividend Rate Annual Percentage Yield* Average Daily Balance to Obtain APY
$1.00 0.25% 0.25% $25.00

SEFCU Lightning Credit Card®

Current Rates

APR For Purchases and Balance Transfers APR for Cash Advances
As low as 11.24%*** As low as 13.24%***

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View complete details

 

 

 

SEFCU Mastercard®

Current Rates

APR for Purchases and Balance Transfers APR for Cash Advances
As low as 8.24%*** As low as 10.24%***

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View complete details

 

 

 

SEFCU World™ Mastercard®

Current Rates

APR For Purchases and Balance Transfers APR for Cash Advances
As low as 9.24%*** As low as 11.24%***

Fees

Item SEFCU Fee

Annual Fee

No fee

Balance Transfer Fee

No fee

Cash Advance Fee

No fee

Foreign Transaction Fee

No fee

Late Payment Fee

Up to $25.00

Returned Payment Fee

Up to $25.00

View complete details

 

 

 

Smart Sense Savings

Fee-free savings account

Minimum Opening Deposit (SEFCU makes the first deposit) Dividend Rate Annual Percentage Yield* Average Daily Balance to Obtain APY
$1.00 0.10% 0.10% $25.00

Coverdell Education Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield**
6 months 0.15% 0.15%
10 months 0.15% 0.15%
12 months 0.50% 0.50%
15 months 0.50% 0.50%
18 months 0.60% 0.60%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.75% 0.75%
60 months 0.75% 0.75%
24-month add-on 0.60% 0.60%

Fixed-Rate Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield**
3 months 0.15% 0.15%
6 months 0.15% 0.15%
9 months 0.15% 0.15%
10 months 0.15% 0.15%
12 months 0.50% 0.50%
15 months 0.50% 0.50%
18 months 0.60% 0.60%
24 months 0.60% 0.60%
30 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.75% 0.75%
60 months 0.75% 0.75%