Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Fixed-Rate Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield*
3 months 0.74% 0.75%
6 months 1.48% 1.50%
12 months 1.98% 2.00%
18 months 2.46% 2.50%
24 months 2.46% 2.50%
36 months 2.95% 3.00%
48 months 2.95% 3.00%
60 months 2.95% 3.00%
SPECIAL 23 monthsˆ 3.44% 3.50%
View Fixed-Rate Share Certificates details

ˆBusiness Fixed-Rate Share Certificate requires $5,000 minimum opening balance.

 

 

Roth IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Roth IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Roth IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Roth IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Roth IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Roth IRA $50,000 & over N/A $50,000.00 0.49% 0.50%

Traditional IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Traditional IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Traditional IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Traditional IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Traditional IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Traditional IRA $50,000 & over N/A $50,000.00 0.49% 0.50%

UTMA

Fee-free savings account

Minimum Opening Deposit Dividend Rate Annual Percentage Yield** Minimum Balance to Obtain APY
$0.01 0.10% 0.10% $0.01