Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Roth IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Roth IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Roth IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Roth IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Roth IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Roth IRA $50,000 & over N/A $50,000.00 0.49% 0.50%

Traditional IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Traditional IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Traditional IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Traditional IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Traditional IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Traditional IRA $50,000 & over N/A $50,000.00 0.49% 0.50%

UTMA

Fee-free savings account

Minimum Opening Deposit Dividend Rate Annual Percentage Yield** Minimum Balance to Obtain APY
$0.01 0.10% 0.10% $0.01