Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Auto Advantage

Auto Advantage

Approximate Repayment Term APR* as low as
24 Months 2.74%
36 Months 2.74%
48 Months 2.74%
60 Months 2.74%
72 Months 2.99%

New Car Model '19-'21

New Car Loan ’19 – ’21

Approximate Repayment Term APR** as low as
24 months 1.99%
36 months 1.99%
48 months 1.99%
60 months 1.99%
72 months 2.24%
84 months 3.69%

Personal Loans

Personal Loans

Approximate Repayment Term APR* as low as
12 months 4.24%
18 months 4.24%
24 months 4.24%
36 months 4.49%
48 months 4.49%
60 months 4.49%

Private Student Loan

Current Rates

Approximate Repayment Term Percent Above Index APR as low as
180 months N/A 9.000%
180 months 3.00% 6.250%

New Boat & RV Model '16-'20

New Boat & RV ’17 – ’21

Approximate Repayment Term APR* as low as
24 months 3.10%
36 months 3.35%
48 months 3.60%
60 months 3.85%
72 months 4.35%
73-120 months 4.95%
121-180 months 5.59%

SEFCU World™ Business Mastercard®

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 12.75% As low as 15.75%

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View complete details

 

 

 

SEFCU Business Mastercard®

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 11.75% As low as 13.75%

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View complete details

 

 

 

Share Secured Loans

Current Rates

Percent Above Index Present APR as Low as* Minimum APR
1.50% 1.60% 1.50%
1.50% Rate will vary according to current certificate dividend rate earned. See SEFCU Loan Officer for additional details. 1.50%