Resources and Rates
Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.
Consolidated Student Loan
Current Rates
| Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR* as low as |
|---|---|---|---|
| Variable-rate Student Loan | 180 months | 1.25% | 4.50% |
Personal Loans
Personal Loans
| Approximate Repayment Term | APR* as low as |
|---|---|
| 12 months | 5.74% |
| 18 months | 5.74% |
| 24 months | 5.74% |
| 36 months | 5.99% |
| 48 months | 5.99% |
| 60 months | 5.99% |
Personal Line of Credit
Current Rates
| Present APR** as Low as |
|---|
| 8.75% |
Private Student Loan
Current Rates
| Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR as low as |
|---|---|---|---|
| Fixed-rate Student Loan* | 180 months | N/A | 9.000% |
| Variable-rate student loan** | 180 months | 3.00% | 6.250% |
SEFCU World™ Business Mastercard®
Current Rates
| APR for purchases and balance transfers | APR FOR CASH ADVANCES |
|---|---|
| As low as 12.75% | As low as 15.75% |
Fees
| Item | Fee |
|---|---|
| Annual Fee | No fee |
| Balance Transfer Fee | No fee |
| Cash Advance Fee | No fee |
| Foreign Transaction Fee | No fee |
| Late Payment Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
View complete details
SEFCU Business Mastercard®
Current Rates
| APR for purchases and balance transfers | APR FOR CASH ADVANCES |
|---|---|
| As low as 11.75% | As low as 13.75% |
Fees
| Item | Fee |
|---|---|
| Annual Fee | No fee |
| Balance Transfer Fee | No fee |
| Cash Advance Fee | No fee |
| Foreign Transaction Fee | No fee |
| Late Payment Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
View complete details
Share Secured Loans
Current Rates
| Index | Percent Above Index | Current APR | |
|---|---|---|---|
| Primary Share Secured* | Current Primary Share deposit rate | 1.50% | 1.60% |
| Certificate Share Secured** | Your current Certificate Dividend rate | 1.50% | Rate depends on your current Certificate dividend rate |