Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Roth IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Roth IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Roth IRA $2,500 –$9,999.99 N/A $2,500.00 0.15% 0.15%
Roth IRA $10,000 –$24,999.99 N/A $10,000.00 0.15% 0.15%
Roth IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Roth IRA $50,000 & over N/A $50,000.00 0.35% 0.35%

SEFCU Business Mastercard®

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 10.25% As low as 12.25%

Fees

Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View SEFCU Business Mastercard details

 

 

 

Traditional IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Traditional IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Traditional IRA $2,500 –$9,999.99 N/A $2,500.00 0.15% 0.15%
Traditional IRA $10,000 –$24,999.99 N/A $10,000.00 0.15% 0.15%
Traditional IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Traditional IRA $50,000 & over N/A $50,000.00 0.35% 0.35%