Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.


Fixed-Rate Share Certificates

Fixed Rates

Term Dividend Rate Annual Percentage Yield*
3 months 0.74% 0.75%
6 months 1.48% 1.50%
12 months 1.98% 2.00%
18 months 2.46% 2.50%
24 months 2.46% 2.50%
36 months 2.95% 3.00%
48 months 2.95% 3.00%
60 months 2.95% 3.00%
SPECIAL 23 monthsˆ 3.44% 3.50%
View Fixed-Rate Share Certificates details

ˆBusiness Fixed-Rate Share Certificate requires $5,000 minimum opening balance.



SEFCU Business Mastercard®

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 10.25% As low as 12.25%


Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
View SEFCU Business Mastercard details




Share Secured Loans

Current Rates

Index Percent Above Index Current APR
Current Primary Share dividend rate 0.70% 0.85%
Your current Certificate Dividend rate 0.70% Rate depends on your current Certificate dividend rate