SEFCU Personal Loans & Line of Credit

Whether you’re beginning your education, consolidating your student loans, or need to cover emergencies or pay a bill, let SEFCU support you. Access the cash you need now with through a SEFCU Private or Consolidated Student Loan, or Personal Line of Credit or Loan. Members enjoy competitive rates and access to cash - when you need it.

hand with money



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General Loans

Student Loans

Personal Loan

Get money for what you need now

Borrow up to $25,000

Repay in 12-60 months


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Personal Line of Credit

Access cash when you need it

Connect to checking account to avoid overdrafts

Credit lines from $500-$5,000


View Lines of Credit

Secured Loan

Our lowest loan rates

Borrow against your Primary Savings Account or Share Certificate

Continue to earn dividends


View Secured Loans

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More to think about...

Online Loan Payments

Online loan payments

Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer

Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.