SEFCU Business Mastercard®


Get cash back on your purchases

With your SEFCU Business Mastercard®, you earn on every purchase. Plus, enjoy our lowest interest rate on credit cards.



Desk Lamp

2%* cash back

at gas stations, business consulting, and office supply stores.

1% cash back**

on everything else

Features & Benefits

Cash back and no annual fee

  • 2%* cash back** at:
    • Gas stations
    • Office supply stores
    • TC/Telecom and wireless
    • Computer services
    • Business consulting
  • 1% cash back** on all other purchases
  • $0 fraud liability*** protects you 24/7
  • Borrow up to $30,000 if credit qualified
  • No balance transfer fee
  • No foreign transaction fee
  • Enhanced ID Theft Protection
  • Intuit Quickbooks® and TurboTax® discount
  • Salesforce essentials discount
  • Microsoft 365 discount
  • Mastercard Global Service™ which provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, and more
  • Mastercard Business Network, which is a collection of tools, offers, and resources integrated into one online site. Learn more about Mastercard Business Network.
  • Extended warranty
  • Easy Savings (participating merchants may provide rebates on purchases) Register at
  • Priceless cities and experiences
  • Purchase assurance

And with eZbusiness, company owners and administrators can manage all of their employees' cards. With eZbusiness you can:

  • View online reports
  • Reset cardholder passwords
  • Search pending/posted transactions
  • Make payments/manage payment accounts
  • View cardholder statements
  • View company hierarchy
  • Enroll cardholders
SEFCU Business Mastercard


Fees & Rates

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 10.25% As low as 12.25%


Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25


See which card is best for you

Apply Now

Apply for a SEFCU Business Mastercard today

Current SEFCU member?

Apply Today

Not a member?



Visit a branch near you

Call 800-727-3328



SEFCU BusinessMastercard®

1% cash back on all purchases



View Card

More to think about...

Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
*2% capped at $10,000 annually.
**Converting points into cash back is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option. Cash back takes the form of a statement credit.
*** Certain restrictions apply. See for details.
 Annual Percentage Rate on all credit cards is variable. Applies to purchases, balance transfers, and cash advances. Published rate assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today, February 6, 2023, and subject to change without notice. The Annual Percentage Rate is subject to change quarterly to reflect any changes in the Index and will be determined by the Prime Rate 45 days prior to the first day of each calendar quarter (January, April, July, and October) as published in The Wall Street Journal “Money Rates” table to which we add a margin. The new rate will be effective with the first billing cycle of April, July, October, and January, respectively.  As of August 15, 2022, the Prime Rate was 5.50%. Future Prime Rates and corresponding APRs will vary.