SEFCU Business Debit Mastercard®

Overview

Make Business Purchases Quickly and Securely

As a business owner, you deserve a fast, convenient, and secure way to make purchases and to make the most of every minute. That's why we offer the SEFCU Business Debit Mastercard®. Use it instead of checks to make purchases wherever Mastercard is accepted. 

 

line drawing of briefcase
Use at

55,000+ fee-free* ATMs

in U.S., Canada, Mexico, Australia, United Kingdom and Puerto Rico

Features & Benefits

Use instead of checks

  • Expanded purchasing power
  • Flexibility of having multiple corporate card users
  • Built-in insurance coverage for purchase security, auto rental, travel, and emergency assistance

 

credit card

 


Fees

Item SEFCU Fee New York State Bank/Credit Union average fee**
(as of July 2018)

Card Capture

$10

 

Deposit Correction

$7.50

 

Deposit of Empty Envelope

$15

 

Non-sufficient Funds (NSF)

$25

$33.02

Non-SEFCU ATM Balance Inquiry

$0.50

$1.46

Non-SEFCU ATM Withdrawal (includes POB Transactions)

$1.25

$2.26

Non-SEFCU ATM Withdrawal Attempt with NSF

$0.30

 

POS Transaction – NSF

$25

 

Replacement Card

$5

$7.29

Rush Replacement Card

$36

 

Withdrawals/Purchases Outside the U.S.

1% of transaction

 

** New York bank/credit union average fees are accurate as of July 2018 and are published in New York Credit Union Association’s RateWatch.

See full Business Banking Fee Schedule


 

Apply Now

Order a SEFCU Debit Mastercard® today

Current SEFCU member?

Open Today

Not a member?

Join SEFCU

 

Visit a branch near you

Call 800-727-3328

 

SEFCU Business Debit Mastercard®

Use Instead of Checks

Flexibility of having multiple corporate card users

Fee-free ATM access

Order Today

View Debit Card

More to think about...

*SEFCU members are not required to pay a fee at Allpoint ATMs. If a charge screen appears during your Allpoint ATM transaction, enter "yes" to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your SEFCU account. The savings can be $3 or more per transaction. Please note, at international Allpoint ATMs, you will still be responsible for the Mastercard® Foreign Currency transaction fee.