With fraud on the rise, it is becoming increasingly more important to protect your information. You can help reduce the likelihood of having your identity stolen by following a few simple steps.
Keep your computer(s) safe by having up-to-date anti-virus and malware protection as well as installing a secure firewall. By configuring your computer to automatically check and install security updates, you'll have peace of mind knowing your computer is safe from harm.
Protect your information by:
- Using a password that is a minimum of eight characters in length.
- Changing passwords regularly, such as every 60 or 90 days.
- Not using the same password for SEFCU OnLine that you use for other websites or email logins.
- Using encrypted, trusted websites when conducting transactions. Always make sure that the website URL has an "s" after "http."
- Not clicking on web links in emails or opening attachments from strangers, from those you do not trust, or if you are not expecting the email.
- Logging out of your account when you are finished, especially when using a public or shared computer.
- Never sending account information via non-secure email.
- Never opening, responding to, or attempting to unsubscribe to unsolicited spam email messages.
- Not posting personal information on social networking sites. Identity thieves can use this information to gain access to your accounts.
- Being aware of Internet scams. SEFCU will never ask for credit/check card numbers or personal information via email. If you are unsure of the legitimacy of an email you received, contact SEFCU immediately.
Protecting your information goes beyond only having safe computer practices. In addition to how careful you are with your computer and the data on it, use just as much caution with the documents that are not on the computer.
Protect yourself by:
- Keeping a copy of everything you have in your wallet, including the front and back of your credit cards, in a secure location. In the event your wallet is stolen, you can easily refer to that information.
- Shredding old bills, account statements, or anything with an account number or Social Security Number on it. Review the list of SEFCU branch locations with shred bins.
- Not keeping Personal Identification Numbers (PINs), account numbers, or your Social Security Number in your wallet or purse. If you need to write them down, be sure to keep them in a secure area that only you can access.
- Reviewing your credit report from each of the three credit bureaus at least once a year. Your credit report contains information regarding accounts you have opened, debts you have incurred, and recent addresses reported.