Visa Products

Visa ProductsIntroductory APR (as low as)Standard APR (as low as)
Visa Platinum Card 6.90%*8.24% After First 6 Months
Visa Platinum Secured CardN/A6.25%** (Prime Rate + 3.0%)
 

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Annual Percentage Rate on all credit cards is variable. Applies to purchases and cash advances for the first 6 months of account activation; 8.24% thereafter. Published rate assumes creditworthiness. Other rates and terms may apply. Rates accurate as of today - 4/24/2014 and subject to change without notice. The Finance Charge (interest) on purchases and cash advances is calculated by adding 4.99% to the highest Prime Rate published in the Wall Street Journal on the second Tuesday of February, May, August, and November. The new rate will be effective with the first billing cycle of April, July, October, and January respectively. As of February 2014, the Prime Rate was 3.25% Based on this Prime Rate, the corresponding fully indexed annual percentage rate would be 8.24%. Future prime rates and corresponding APRs will vary.



Applies to purchases and cash advances; Prime Rate plus 3.0%. This is based upon the card being secured by SEFCU Mint Savings, SEFCU Preferred Savings, or SEFCU Share Certificate with a balance equal to the approved credit limit plus an additional 10%. The Finance Charge (interest) on purchases and cash advances is calculated by adding 3.0% to the highest Prime Rate published in the Wall Street Journal on the second Tuesday of February, May, August, and November. The new rate will be effective with the first billing cycle of April, July, October, and January respectively. As of February 2014, the Prime Rate was 3.25% Based on this Prime Rate, the corresponding fully indexed annual percentage rate would be 6.25%. Future prime rates and corresponding APRs will vary.