New Auto

Model Years '13 - '14

Approximate Repayment Term Present APR As Low As*
New Auto24 Months0.99%
New Auto36 Months1.74%
New Auto48 Months1.99%
New Auto60 Months1.99%
New Auto72 Months2.49%
Click here to view the New Auto Loan page.
Annual Percentage Rate. Published rate applies to vehicle model years '13 - '17. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $20,000 loan at 1.99% for 60 months, with no additional payment protection, would be $350.49. Rates accurate as of 9/27/2016 and subject to change without notice. Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program. Click here for more information.

Auto Advantage

Future, Current and Previous Three Model Years**

Approximate Repayment TermPresent APR As Low As*
24 Months1.74%
36 Months2.49%
48 Months2.74%
60 Months2.74%
72 Months3.24%
Click here to view the Auto Advantage page.

Annual Percentage Rate. Published rate applies to vehicle model years '13 - '17 for 24, 36, 48, 60 and 72 month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Rates accurate as of today - 9/27/2016 and subject to change without notice. This loan is eligible for our Active U.S. Military and Veteran program. Click here for more information.

SEFCU limits terms based on vehicle year due to future residual value:

 
Year Loan Term Mileage May NOT Exceed
Future Model Year           24, 36, 48, 60, 72    

30,000

Current Model Years 24, 36, 48, 60, 72

30,000

1 Year Old Models 24, 36, 48, 60, 72***

30,000

2 Year Old Models 24, 36, 48, 60, 72

60,000

3 Year Old Models 24, 36, 48, 60, 72

75,000


*** Month Financing is available on all "New" previous (up to 1) Year models. Untitled previous year models with 3,000 miles or less on the odometer are considered new.

Used Auto/RV/Boat

Model Years '09 - '12

Approximate Repayment TermPresent APR As Low As*
Used Auto36 Months2.24%
Used Auto48 Months2.24%
Used Auto60 Months2.24%
Used RV & Boat36 Months2.75%
Used RV & Boat48 Months2.75%
Used RV & Boat60 Months3.25%
Used RV & Boat61-84 Months7.99%
Click here to view the Used Boat/RV Loan page.
 
Annual Percentage Rate. Published rate applies to vehicle model years '09 - '12 for 36, 48, 60-month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. This loan is eligible for our Active U.S. Military and Veteran program. Click here for more information.

Used Auto/RV/Boat

(Model Years '05 - '08)

Approximate Repayment TermPresent APR**
Older Auto36 Months5.99%
Older Auto48 Months5.99%
Older RV & Boat36 Months6.50%
Older RV & Boat48 Months6.50%
Older RV & Boat49-84 Months8.24%
Click here to view the Used Boat/RV Loan page.

Annual Percentage Rate. Published rate applies to vehicle model years '05 - '08 for 36, 48-month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. This loan is eligible for our Active U.S. Military and Veteran program. Click here for more information.