New Auto/RV/Boat

Model Years '12 - '15

Approximate Repayment TermPresent APR As Low As*
New Auto24 Months0.99%
New Auto36 Months1.74%
New Auto48 Months1.99%
New Auto60 Months1.99%
New Auto72 Months2.49%
New RV & Boat24 Months2.24%
New RV & Boat36 Months2.24%
New RV & Boat48 Months2.49%
New RV & Boat60 Months2.99%
New RV & Boat72 Months3.24%
New RV & Boat73-180 Months7.49%
Click here to view the New Auto Loan page.

Click here to view the New Boat/RV Loan page.

Annual Percentage Rate. Published rate applies to vehicle model years '12 - '15. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $20,000 loan at 1.99% for 60 months, with no additional payment protection, would be $350.49. Rates accurate as of 2/28/2015 and subject to change without notice. Published rates are for new SEFCU loans.

Auto Advantage

Future, Current and Previous Three Model Years**

Approximate Repayment TermPresent APR As Low As*
24 Months1.74%
36 Months2.49%
48 Months2.74%
60 Months2.74%
72 Months3.24%
Click here to view the Auto Advantage page.

Annual Percentage Rate. Published rate applies to vehicle model years '12 - '15 for 24, 36, 48, 60 and 72 month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Rates accurate as of today - 2/28/2015 and subject to change without notice.

SEFCU limits terms based on vehicle year due to future residual value:

 

Year Loan Term Mileage May NOT Exceed
Future Model Year           24, 36, 48, 60, 72    

30,000

Current Model Years 24, 36, 48, 60, 72

30,000

1 Year Old Models 24, 36, 48, 60, 72***

30,000

2 Year Old Models 24, 36, 48, 60, 72

60,000

3 Year Old Models 24, 36, 48, 60, 72

75,000


*** Month Financing is available on all "New" previous (up to 1) Year models. Untitled previous year models with 3,000 miles or less on the odometer are considered new.



Used Auto/RV/Boat

Model Years '08 - '11

Approximate Repayment TermPresent APR As Low As*
Used Auto36 Months2.24%
Used Auto48 Months2.24%
Used Auto60 Months2.24%
Used RV & Boat36 Months2.75%
Used RV & Boat48 Months2.75%
Used RV & Boat60 Months3.25%
Used RV & Boat61-84 Months7.99%
Click here to view the Used Boat/RV Loan page.
 
Annual Percentage Rate. Published rate applies to vehicle model years '08 - '11 for 36, 48, 60-month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply.

Used Auto/RV/Boat

(Model Years '04 - '07)

Approximate Repayment TermPresent APR**
Older Auto36 Months5.99%
Older Auto48 Months5.99%
Older RV & Boat36 Months6.50%
Older RV & Boat48 Months6.50%
Older RV & Boat49-84 Months8.24%
 Click here to view the Used Boat/RV Loan page.
 
Annual Percentage Rate. Published rate applies to vehicle model years '04 - '07 for 36, 48-month terms. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply.