Traditional and Roth IRA

Average Monthly Tier BalancesMinimum Opening DepositMinimum Average Monthly Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0 - $2,499.99N/A$1.000.10%0.10%
$2,500.00 - $9,999.99N/A$2,500.000.10%0.10%
$10,000 - $24,999.99N/A$10,000.000.20%0.20%
$25,000.00 - $49,999.99N/A$25,000.000.25%0.25%
$50,000 & overN/A$50,000.000.40%0.40%

Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 5/29/2015.
Fees may reduce earnings.

Traditional & Roth IRA Certificates

TermDividend RateAnnual Percentage Yield**
6 Month (Fixed Rate)0.15%0.15%
10 Month (Fixed Rate)0.15%0.15%
12 Month (Fixed Rate)0.20%0.20%
15 Month (Fixed Rate)0.20%0.20%
18 Month (Fixed Rate)0.40%0.40%
24 Month (Fixed Rate)0.50%0.50%
36 Month (Fixed Rate)0.70%0.70%
48 Month (Fixed Rate)0.95%0.95%
60 Month (Fixed Rate)1.00%1.00%
24 Month Add-On0.50%0.50%

Annual Percentage Yield.
APY is accurate as of today - 5/29/2015.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for these Share Certificates, is $500.00