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Mortgage Match Program

First-time homebuyer? SEFCU Mortgage Services' Mortgage Match program helps you save the money you need for down payment and closing costs. Earn $4 for every $1 you save!

First-Time Homebuyer? Don't Pass up our Mortgage Match Program!

If you're a first-time homebuyer you're probably rounding up cash for a down payment. Our Mortgage Match Program can really help! When you enroll in Mortgage Match, you'll earn $4 for every $1 you save - up to a maximum match of $7,500 - to apply to your down payment and closing costs!

Here's how it works. You'll make regular deposits (at least $20 per month) into a Mortgage Match account for a period of 10 to 24 months. You'll also need to attend free seminars on finance and homeownership to help you learn how to budget and pay bills. At the end of the saving period, you'll receive a match from the Federal Home Loan Bank (FHLB) that is equal to $4 for every $1 you saved. Click here for more information.

Mortgage Match is a Powerful Tool for Getting into Your First Home. Get Started Today!

  • Visit our online Mortgage Center
  • Call 518-783-1234 or 800-444-6313 to speak with a mortgage originator

For more information on affordable housing options, contact one of the organizations listed below.

Capital Region
Affordable Housing Partnership
255 Orange Street
Albany, NY 12210

Albany County Rural Housing Alliance, Inc. (ACRHA)
PO Box 58, Faith Plaza Ravena
Ravena, NY 14143
(518) 765-2425

Better Neighborhoods, Inc.
120 Emmons Street, Room 121
Schenectady, NY 12304
(518) 372-6469

Troy Rehabilitation & Improvement Program (TRIP)
15 River Street
Troy, NY 12180
(518) 690-0020


Home Headquarters, Inc.
124 East Jefferson Street
Syracuse, NY 13202


Belmont Housing
1195 Main Street
Buffalo, NY 14209
(716) 884-7791

560 Delaware Avenue, Suite 101
Buffalo, NY 14202

Ithaca Neighborhood Housing Services (NHS)
115 West Clinton Street
Ithaca,  NY  14850
(607) 277-4500