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SEFCU offers a number of convenient ways to have funds transferred into your account while at school.

Option 1: Open Two SEFCU Accounts

Opening two SEFCU accounts is the quickest, easiest, and most secure way to transfer money into another account. With you and a parent each having your own account, funds can be transferred instantly anytime and anywhere with:

  • SEFCU OnLine, the credit union's online banking service
  • Text Banking, where you can manage your money by sending a text
  • Mobile banking apps for your smartphone
  • SEFCU's Member Solutions Center by calling 800-727-3328, or with DIAL, SEFCU's automated bank-by-phone solution

Option 2: Online Transfers

If your current financial institution offers online banking, you can set up online transfers - almost like paying a bill. Check with your bank or credit union to see if there are any fees involved. SEFCU does not charge a fee for any incoming transfers.

Option 3: Mail a Check

It may sound old-fashioned, but mailing a check is still one of the cheapest and easiest ways for you to get money into your account. Once received, you can stop by any SEFCU branch, or take a picture of the check through our Mobile banking app and deposit the check right into your account! If you're mailing a check to your college student, please remember he/she cannot use our app to deposit a personal check from you if you are also listed on his/her account as a Joint Owner. For more information about using SEFCU's iTeller on-the-Go, please check out our FAQs page.

Option 4: Set up Periodic Payments

If you wish to transfer funds from other accounts to your SEFCU account on a regular basis, you can set up a periodic payment by visiting any SEFCU branch and filling out an "Authorization Agreement for Direct Payments Form." You can choose to have funds debited from your bank account on a recurring basis (monthly, bi-weekly, weekly) and deposited right into your account free of charge. Once in effect, these debits will recur, as agreed upon, until SEFCU receives written notification to stop these transfers.

Option 5: Wire Transfer

You can wire money to your SEFCU account by visiting your financial institution. Wire transfers allow for the quick transfer of funds but can involve a hefty service fee. SEFCU does not charge for incoming wire transfers but check with your financial institution to find out how much the wire transfer may cost you. Find out how you can wire today!