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Overdraft Protection

Open a SEFCU Personal Line of Credit and feel secure with Really Free Checking overdraft protection. No more bounced checks - SEFCU's got you covered!

Stop Worrying about Your Checking Account Balance!

Eliminate bounced checks - and the costs that go with them - by opening a SEFCU Personal Line of Credit.

Simply write a check or use your SEFCU Visa® Check Card to access your reserve, or request a withdrawal or transfer. Your Personal Line of Credit will always be there. Credit lines range anywhere from $500 to $30,000 with a competitive variable rate.

Apply for a Personal Line of Credit Today.