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Personal Line of Credit

Open a SEFCU Personal Line of Credit and eliminate bounced checks. Plus, get extra cash at low rates whenever you need it!

Tired of Bounced Checks and the Costs that Go with Them?

Problem solved! Open a SEFCU Personal Line of Credit. Credit lines range anywhere from $500 to $30,000 with a competitive variable rate. Simply write a check or use your SEFCU Visa® Check Card to access your reserve, or request a withdrawal or transfer. You will eliminate bounced checks and your Personal Line of Credit will always be there!

Apply for a Personal Line of Credit Today

  • Apply online 24/7
  • Visit a branch near you 
  • Call the Member Solutions Center at 518-452-8183 or 800-727-3328