Enjoy Higher Dividend Rates
Want to earn a higher dividend rate than you get with traditional savings accounts? SEFCU offers Fixed-Rate Share Certificates for exactly this purpose. Open a certificate with as little as $500 and enjoy dividend rates that stay the same for the life of your investment - from three to 60 months of worry-free earnings! Dividend rates vary with the term.
Open a Fixed-Rate Share Certificate Today
- Open a Fixed-Rate Share Certificate online 24/7
- Visit a branch near you
- Call the Member Solutions Center at 518-452-8183 or 800-727-3328
Note: Minimum to open and obtain APY for all Share Certificates, except for Smart Sense and Lucky Savers Share Certificates is $500. Minimum to open and obtain APY for a Smart Sense Share Certificate is $100; Minimum to open and obtain APY for a Lucky Savers Share Certificate is $25. Fees may reduce earnings. For Share Certificates, penalties may apply for early withdrawal.