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Preferred Plus Savings

Have savings deposits greater than $100,000? We created SEFCU's Preferred Plus high-yield savings account especially for you!

Enjoy Higher Yields with Preferred Plus*

If you have over $100,000 in savings deposits, SEFCU will help you make the most of it. Our Preferred Plus high-yield savings account offers tiered dividend rates, so your money can earn more than it would in a traditional savings account. Additional benefits include:

  • Unlimited withdrawals* and deposits (account not accessible via ATM)
  • Transfers between SEFCU accounts via SEFCU OnLine, the SEFCU Member Solutions Center, DIAL (our automated telephone banking option) or any branch
  • Free check orders
  • Free teller checks
  • Free money orders
  • Free SEFCU iPay
  • Free overdraft transfers**
  • Three (3) free wire transfers per month
  • Waiver of coin counting fees at all SEFCU coin machines
  • Start Taking Advantage of High-Yield Savings Today
  • Visit a branch near you
  • Call the Member Solutions Center at 518-452-8183 or 800-727-3328


The minimum balance to open this account is $100,000.00. If your monthly average balance for the statement period falls below $100,000.00, your account will be assessed a service fee as shown in the fee schedule (click here to view fee schedule). In addition, these accounts will earn dividends at the base tier rate for the period.

Federal regulation (Regulation D) limits electronic withdrawals and transfers from a savings account to a maximum of six during any calendar month, of which only three may be by check or debit card.