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Savings Accounts

A SEFCU Savings Account is your gateway to a world of products and services that every SEFCU member enjoys. And you have so many choices!

What's Your Purpose in Life?

Chances are it begins with a good savings plan, and that's where SEFCU comes in.

With just a $1 minimum balance in your Mint, Smart Sense, Boomer or UTMA (Uniform Transfers to Minors) share account, you can choose from a wealth of additional SEFCU products and services, all designed to make your money work smarter for you.

Whether you're saving for a vacation, home improvement, college or retirement, SEFCU has an account that fits your needs. We even help kids get in the savings habit with accounts and programs just for them. From Preferred Savings to Share Certificates, IRA plans to holiday clubs, choose the high-yield savings account that is right for you.

Just click on the account to learn more:

Mint Savings

Our Primary Savings account can be accessed by ATM, online, by phone or in person.  Read more

Boomer Club

A Primary Savings account exclusive to members age 55 and older, our Boomer Club offers special discounts and perks! Read more 

Owner's Choice

Save for up to nine different goals that you define, all within this special savings account. Read more

Preferred Savings

The more you save, the higher your dividend rate! Read more

Preferred Plus Savings

This high-yield savings account offers powerful advantages for members with savings deposits greater than $100,000. Read more

Youth Program

Our SEFCU Smart Sense youth program teaches children and teens how to save and spend wisely. Read more

UTMA Accounts

An UTMA (Uniform Transfers to Minors) share account is a great way to save money for your child. Read more

Holiday Accounts

Start saving early for your holiday purchases and take the sting out of holiday shopping! Read more

Tuition Rewards Program

SEFCU has partnered with SAGE (Savings and growth for education) Scholars to offer “points” toward your future college student’s private school tuition. Read more


SEFCU understands paying for college is expensive. Check out our scholarship opportunities available to students who are the primary member on a SEFCU account. Read more

Open a Savings Account Today

  • Open a savings account online 24/7
  • Visit a branch near you
  • Call the Member Solutions Center at 518-452-8183 or 800-727-3328

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