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Youth Program

It's never too soon to teach children and teens how to manage their money. SEFCU's Smart Sense youth program does just that!

They're Never Too Young to Start Earning!

Open a Smart Sense account for your child or grandchild and watch them learn how to save and spend wisely. Whether you have a toddler or a teenager, a SEFCU Smart Sense account will grow with them, meeting their financial needs every step of the way to adulthood. 

Banking that Grows with Your Child

Young children might start with a savings account. When they become teens, they might need a free checking account to pay bills. A Smart Sense account provides responsible members, 14 and older, a free Checking Account and Check Card. Plus, you can help them manage their account with SEFCU OnLine.

Paying for Education

As education costs rise, paying for school is a growing challenge. SEFCU understands this financial strain and offers merit-based $500 or $1,000 scholarships each year to qualifying Smart Sense members.

Cool Stuff for Kids 

All work and no play is no fun for kids! As a reward for being a Smart Sense member, your son or daughter will receive a birthday card, special invitations to events and contests, and much more!

Get Smart Today!

Don’t wait to start teaching your child responsible financial habits. Open a Smart Sense account and watch it grow with your child!

  • Visit a branch near you 
  • Call the Member Solutions Center at 518-452-8183 or 800-727-3328