Overdraft Protection


No more bounced checks.

Eliminate bounced checks - and the costs that go with them - by opening a SEFCU Personal Line of Credit.

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Features & Benefits

Stop Worrying about Your Checking Account Balance.

Simply write a check or use your SEFCU Debit Mastercard® to access your reserve, or request a withdrawal or transfer. Your Personal Line of Credit will always be there. Credit lines range anywhere from $500 to $30,000 with a competitive variable rate.

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Current Rates

Percent Above Index Daily Periodic Rate Present APR** as Low as
5.50% 0.029452% 10.75

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Apply for a Personal Line of Credit Today.

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Call 800-727-3328

Overdraft Protection

Never bounce a check again.

Access 24/7/365

Credit lines up to $30,000


View Overdraft Protection

More to think about...

**Annual Percentage Rate is variable and is subject to change quarterly based on the Prime Rate in the Wall Street Journal on the first day of January, April, July, and October. 
Prime Rate plus 5.5%, currently as low as 11.00% of today - 10/1/2018 and subject to change without notice.