Our Programs

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Our Programs

Our programs are designed for individuals and organizations.


Take advantage of free financial education for students, staff, and individuals.



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See our entire catalog of courses.

Course Descriptions


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Leading and Inspiring through Financial Education (LIFE)

LIFE Program Overview


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Start financial awareness early 

Making Financial Decisions

Additional resources are just a click away. Visit Mastercard®’s Master Your Card portal.



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Mobile Wallets

Have a mobile wallet and not sure how it works? Let us walk you through this amazing technology and what it can do for you.


Learn More


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The Basics of Credit and Credit Scores

Credit and credit scores can have strong impacts on our financial lives. Watch this video on defining credit and tips to maintain a good credit score. 

Watch Video


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Electronic Payments 

Electronic payments provide convenience, buying power, and better financial management. Watch this video to learn about the most common types of payment cards like prepaid, debit, and credit.

Explore Now


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Check out some important cybersecurity concerns and crimes all consumers need to be aware of.


Get Started



"SEFCU's Enrichment Friday with our youth teaches financial literacy in a fun and creative way that involves peer-to-peer learning, and group interactions with SEFCU professionals. I encourage any and every program to participate in SEFCU's Financial Well-Being Institute sessions because this free resource, the SEFCU staff, and the experience for our youth is worth a king's ransom."

-    Jonathan Jones, City of Albany Commissioner of Recreation, Youth and Workforce Services

“SEFCU’s Institute for Financial Well-Being has been an outstanding partner to the Schenectady County Summer Youth Employment Program and has provided engaging, educational programming on saving, budgeting, and smart spending to youth in the program. “

-    Kathleen Rooney, Schenectady County Manager


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