IPH, the non-profit organization formerly known as the Interfaith Partnership for the Homeless, has been serving the needs of the homeless community in Albany and surrounding areas in the Capital Region for more than 35 years.  
 
Without straying from its original mission, and with the help of supporters like SEFCU, IPH is a key organization that collaborates with community partners to provide shelter, day habilitation, access to healthcare and food for individuals struggling with homelessness, rapid rehousing, and short-term housing solutions.

Giving back to our communities isn’t just something we talk about here at SEFCU; it’s a philosophy we live by. And many times, it’s the small things we all can do that really add up to make a huge impact – like Giving for Good!
 

On December 14^th, more than 30 SEFCU employees, along with their family and friends, volunteered their time with Wreaths Across America at Saratoga National Cemetery. Every year, through Wreaths Across America, millions of Americans come together to remember and honor our fallen soldiers by placing wreaths on all of the gravestones in every national cemetery across the country. The goal of this organization and the message for this day is to remember our fallen U.S. veterans, honor those who serve, and teach our children the value of freedom.

Changing jobs? What are you going to do with your retirement savings? Think about this:

SEFCU’s Institute for Financial Well-Being recently facilitated impactful, fun, and interactive financial education workshops at Goff Middle School in East Greenbush.

Habits aren’t something that form overnight. It usually takes about 60 days to change a behavior and create a habit. Last month SEFCU’s Institute for Financial Well-Being provided tips for healthy holiday spending live on Facebook, but the tips can actually be used year-round to help you develop healthy spending habits.

10 Tips for Healthy Spending

Did you receive a new computer this holiday season? It’s important to properly configure your home computer before connecting it to the internet to keep it, and your information, secure. Because we input and view so much personally identifiable information on computers, it’s very important to maintain computer security.

The following are important tips that can help to make your computer more secure. When used together, these practices will strengthen your computer’s security and help minimize threats:

It’s no secret that getting away can be very expensive when it involves hotel stays, meals out, theme parks, tourist attractions, and other activities. If your vacation checks some of those boxes then read these tips for reducing the financial strain of getting your summer fun in the sun and keeping it “green” with your cash.

If you’re a recent graduate have you considered a career as a cybersecurity professional? There is currently a huge demand for people training in cybersecurity and you can work almost anywhere in the world. Keep reading to find out if this career is right for you.

Establishing strong passwords is one of the best ways to keep your account information safe. If you aren’t sure how to create secure passwords or need help keeping track of all the different passwords you have, read these tips.

Are you thinking of replacing your phone? Maybe it’s time for an upgrade, or maybe you just like having the newest technology in the palm of your hands. No matter what, you’ll need to know what to do with your old device to safeguard your personal information. 
Since we use our phones so much, there is a lot of personal data on these devices – maybe even more than you realize – including:

SEFCU’s Institute for Financial Well-Being recently facilitated a four-part financial education series with clients at the Women’s Opportunity Center in Syracuse where they touched on a number of financial topics. 

The clients, who were 35-70 years old, were active participants in sessions focused on creating a personal spending plan, understanding credit reports and credit scores, finding the meaning of payroll deductions and payroll forms, and developing an effective pay down strategy.