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Traditional IRAs

The smart way to save for retirement? Use pre-tax dollars with a SEFCU Traditional Individual Retirement Account (IRA).


It's a Smart Way to Save for Retirement 

With SEFCU’s Traditional Individual Retirement Account (IRA), you contribute pre-tax dollars to your account, and your earnings are tax-deferred until withdrawals begin at age 59½ or later. If you think you’ll be in a lower tax bracket when you retire, a Traditional IRA may pay big dividends for you — now and later!

Find Out More Today.

  • Visit a branch near you
  • Call the Member Solutions Center at 518-452-8183 or 800-727-3328