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Long-Term Care Insurance

Get help managing the substantial costs of disability or long-term care, assisted living, or skilled nursing facilities.

Ensure Quality Care for the Long Term

The cost of long-term care can be enormous, with skilled care costing in excess of $90,000 per year. Will you be able to pay for it if the need arises? At SEFCU Insurance Agency we can help you put together the proper plan to protect your assets and help reduce the stress  your loved ones may feel when facing the costs of at-home care, nursing home, and assisted living facilities.

Long-Term Care Insurance Basics

While long-term care insurance is not for everyone, it may a viable option for you if you:

  • Want to pay for your own care
  • Are over age 50
  • Have significant assets and income that you want to protect and maintain control of
  • Want to protect your loved ones from stress and anxiety 

Age is a primary factor in determining premium levels. The younger you are when you buy the policy, the lower your premiums will be over the long term.

Learn More about Long-Term Care Insurance!