I am ready to start shopping for a home. What is my first step?
To show you are a serious buyer, you should get pre-approved for a mortgage first. This shows realtors and sellers that you are serious and that you are already approved to borrow the money. Click here
for SEFCU Mortgage Services' pre-approval application.
What types of home loans does SEFCU Mortgage Services offer?
SEFCU Mortgage Services offers fixed-rate and variable-rate mortgages, low down payment options, a matching program to help you save for your down payment, FHA loans, and so much more. Click here
to learn more about SEFCU Mortgage Services' mortgages.
Is SEFCU affiliated with SEFCU Mortgage Services?
SEFCU Mortgage Services is a wholly-owned subsidiary of SEFCU. All new mortgages are processed through SEFCU Mortgage Services and you can apply now by clicking here
or calling 518-783-1234 or 800-444-6313.
I’d like to use the equity in my home to pay for improvements. How can I get started?
SEFCU offers home equity loans and lines of credit. Our home equity loan is a fixed rate and the line of credit has a variable rate. To apply for a home equity loan or line of credit, click here