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Loans Q&A

What types of loans does SEFCU offer?

SEFCU has several types of loans to fit a wide range of needs. Click here to find the product that best fits your needs.

How can I apply for a loan?

Loan applications are accepted in person at any branch, by mail, online, or over the phone by calling the Member Solutions Center at 518-452-8183 or 800-727-3328.

What credit score do I need to get a loan with SEFCU?

When reviewing a loan application, SEFCU takes into consideration your entire credit history, not just your credit score.

How will a loan officer contact me when my application is processed?

Due to the sensitive nature of application information, SEFCU loan officers are only able to contact you by phone to review your personal information.