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Are You Eligible for SEFCU?

Are You Eligible to join SEFCU?

The benefits of being a SEFCU member are great: Really Free Checking, great rates, and awesome perks! But do you qualify for membership? Take just a few seconds to find out!

Start the Quiz

Does one of your immediate family members have a SEFCU account?
  • Yes. My parent, grandparent, spouse, child, grandchild, sibling, stepparent, stepsibling, stepchild, or adoptive parent/child is a member of SEFCU.
  • No. (Don't worry there are other ways to qualify for membership)
Do you live, work, worship, or attend school in one of these counties, cities, or towns?
  • City of Albany
  • City of Binghamton
  • City of Buffalo
  • City of Cohoes
  • City of Lackawanna
  • City of Mechanicville
  • City of Rensselaer
  • City of Schenectady
  • City of Syracuse
  • City of Troy
  • City of Watervliet
  • Montgomery County
  • Otsego County
  • Town of Amherst
  • Town of Barker
  • Town of Barton
  • Town of Berkshire
  • Town of Binghamton
  • Town of Candor
  • Town of Colesville
  • Town of Conklin
  • Town of Dickinson
  • Town of Green Island
  • Town of Kirkwood
  • Town of Lisle
  • Town of Maine
  • Town of Nanticoke
  • Town of Nichols
  • Town of Richford
  • Town of Sanford
  • Town of Spencer
  • Town of Triangle
  • Town of Union
  • I don't live, work, worship, or go to school in any of these cities, counties, or towns
Have you worked at, volunteered for, or retired from any of SEFCU's Member Groups?

Below is the list of SEFCU Member Groups:
  • Yes, I work at, volunteer for, or have retired from one of these Member Groups.
  • No, I haven't been associated with any Member Group on this list.
If you've answered no to all of the previous questions, is one of your immediate family members* eligible for SEFCU?
  • Yes. My parent, grandparent, spouse, child, grandchild, sibling, stepparent, stepsibling, stepchild, or adoptive parent/child is eligible to join SEFCU.
  • No.

Defined as spouse, child, sibling, parent, grandparent, or grandchild and including stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.