Pick the card that’s best for you

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SEFCU Lightning Credit Card SEFCU Standard Credit Card SEFCU World Credit Card SEFCU Standard Business Credit Card SEFCU World Business Credit Card

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Lightning Rewards
Triple points for gas and double for groceries. 
Click for details on Lightning Rewards

Cash Back Cash Back
1%* cash back on every purchase.
Click for details on Cash Back
Travel Rewards Travel Rewards
2x points for travel redemption.
Click for details on Travel Rewards
Big Purchases Big Purchases
Low APR. No annual fee.
Click for details on Big Purchases
Transfer a Balance Transfer a Balance
No balance transfer fee.
Click for details on Transfer a Balance
Credit Builder


Credit Builder
No annual fee. Secured-balance account.
Click for details on Credit Builder

Business Rewards Business Rewards
1%* cash back.
Click for details on Business Rewards 






*Converting points into cash back is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option.