Consolidated Student Loan

Overview

One rate, one monthly payment

Tired of juggling all your student loans? A SEFCU Consolidated Student Loan lets you combine them into one monthly payment.  

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No co-signer needed

Although it may help you qualify for the loan or for a lower interest rate         

Features & Benefits

Simplify your student loans

  • Combine qualified private student loans into a single monthly payment
  • Consolidate $5,000 - $50,000 in undergraduate student loans
  • Consolidate $5,000 - $75,000 in graduate student loans
  • Degree must be from an accredited school
  • Take 15 years to repay
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Requirements

What's needed to apply

  • Two years of consistent employment
  • Five years of credit history
  • Copy of transcripts
  • Proof of income
  • Provide 1098E

Rates

Current Rates

Approximate Repayment Term Percent Above Index APR* as low as
180 months 1.25% 4.50%

Compare

See which is best for you

Consolidated Student Loan

  • Variable-rate loan
  • Consolidate $5,000 - $50,000 for undergraduate school
  • Consolidate $5,000 - $75,000 for graduate school
  • Take approximately 180 months to repay

 

Personal Loan

  • Fixed-rate loan
  • Borrow $500 - $30,000
  • Terms from 12-60 months

Learn More

Apply Now

Apply for a SEFCU Consolidated Student Loan today

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Visit a branch near you

Call 800-727-3328

 

Financial Education

Calculator

FAQs

Consolidated Student Loan

Helps graduates repay loans

Variable-rate loan

Consolidate undergraduate or grad school loans

Full repayment begins immediately

 

Learn More

More to think about...

Online Loan Payments

Online loan payments

Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer

* Annual Percentage Rate is variable and is based on the Prime rate published in the Wall Street Journal. The Annual Percentage Rate is subject to change quarterly and will be determined by the Prime rate 45 days prior to the first day of January, April, July, and October plus a margin. Rates accurate as of July 1, 2020 and subject to change without notice. Published rate is for new SEFCU loans