Consolidated Student Loan

Overview

One rate, one monthly payment

Tired of juggling all your student loans? A SEFCU Consolidated Student Loan lets you combine them into one monthly payment.

No co-signer needed

Although it may help you qualify for the loan or for a lower interest rate

Features & Benefits

Simplify your student loans

Combine qualified private student loans into a single monthly payment
Consolidate $5,000 - $50,000 in undergraduate student loans
Consolidate $5,000 - $75,000 in graduate student loans
Degree must be from an accredited school
Take 15 years to repay

Requirements

What's needed to apply

Two years of consistent employment
Five years of credit history
Copy of transcripts
Proof of income
Provide 1098E

Rates

Current Rates

Sub-Account Description	Approximate Repayment Term	Percent Above Index	APR* as low as
Variable-rate Student Loan	180 months	1.25%	4.50%

Compare

See which is best for you

Consolidated Student Loan

Variable-rate loan
Consolidate $5,000 - $50,000 for undergraduate school
Consolidate $5,000 - $75,000 for graduate school
Take approximately 180 months to repay

Personal Loan

Fixed-rate loan
Borrow $500 - $30,000
Terms from 12-60 months

Learn More

Apply Now

Apply for a SEFCU Consolidated Student Loan today

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Consolidated Student Loan

Helps graduates repay loans

Variable-rate loan

Consolidate undergraduate or grad school loans

Full repayment begins immediately

Learn More

More to think about...

IRA Share Certificate

Fund Your Retirement

Consult your tax advisor

Grow your money faster than traditional savings

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Online Loan Payments

Online loan payments

Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer

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Share Certificate

Grow Your Savings

Open with just $500

Terms from three months to five years

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* Annual Percentage Rate is variable and is based on the Prime rate published in the Wall Street Journal. The Annual Percentage Rate is subject to change quarterly and will be determined by the Prime rate 45 days prior to the first day of January, April, July, and October plus a margin. Rates accurate as of July 1, 2020 and subject to change without notice. Published rate is for new SEFCU loans