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Seminar Calendar

Seminar Calendar

SEFCU offers free educational seminars on a wide range of topics including college and estate planning, identity theft, long-term care planning, and much more. Check out our upcoming seminars below and register for one today!

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6/19/2018

Tackle Your Debt - Buffalo

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

Audubon Library
350 John James Audubon Parkway
Buffalo, NY 14228

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/10/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Albany

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

SEFCU                                                             
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/11/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Syracuse

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Strategies for Managing Retirement Income* - Albany

Offered by SEFCU Wealth Management Services

The new realities of the 21st century require us all to think and prepare differently for what could be a 30-year retirement. The workshop will share the challenges and risks to retirement income, strategies that seek to help ensure you won’t outlive your assets, appropriate withdrawal rates to use to draw down on your money, and the implications that a long term care need may place on your retirement.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/12/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Schenectady

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/17/2018

Understanding and Managing Credit - Albany

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

SEFCU                                                             
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/18/2018

Understanding and Managing Credit - Syracuse

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/19/2018

Understanding and Managing Credit - Schenectady

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


7/25/2018

Tackle Your Debt - Syracuse

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

Cicero branch
8086 Brewerton Road
Cicero, NY 13039

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Role Reversal: Your Aging Parents and You - Albany

Join Sheila Cervera, Certified Long-Term Care Specialist, as she discusses the challenges we face as we become responsible for aging parents. Learn the steps to protect the well-being of your family and how to devise a plan to safeguard family assets.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Building a Strong Financial Future: Strategies for Age 45 to Retirement* - Albany

Offered by SEFCU Wealth Management Services

Join us for an important discussion on retirement savings needs, the impact of inflation and the importance of a diversified asset allocation strategy. We will also discuss some challenges that families may encounter as they prepare for multiple financial planning goals such as retirement, college planning, estate planning, and helping our aging parents.

Location:

SEFCU                                                              
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/7/2018

Basics of Estate Planning* - Albany

Offered by SEFCU Wealth Management Services

A well-thought-out estate plan can help you provide for loved ones while managing taxes and ensuring that your wishes are carried out.  Come join us while we share the basics of estate planning.
 
Location:

SEFCU                                                             
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/14/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Binghamton

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

Vestal branch
3460 Vestal Pkwy. East
Vestal, NY 13850

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Tackle Your Debt - Albany

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

SEFCU                                                              
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/15/2018

Building a Strong Financial Future: Strategies for Age 45 to Retirement* - Albany

Offered by SEFCU Wealth Management Services

Join us for an important discussion on retirement savings needs, the impact of inflation and the importance of a diversified asset allocation strategy. We will also discuss some challenges that families may encounter as they prepare for multiple financial planning goals such as retirement, college planning, estate planning, and helping our aging parents.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/16/2018

Tackle Your Debt - Schenectady

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/21/2018

Understanding and Managing Credit - Binghamton

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

Vestal branch
3460 Vestal Pkwy. East
Vestal, NY 13850

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/22/2018

Joe the Monkey Saves for a Goal - Albany

Recommended for ages 5-8

Using the book, Joe the Monkey Saves for a Goal, by John Lanza, participants will make decisions about how to spend, share, and save money. Following reading and discussion, children will create their own save jar that they will keep to use for their own established financial goal.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

10:30 a.m. - 11:30 a.m.

Click here to reserve your seat today!


8/28/2018

Medicare 101 - Albany

If you or a family member is new to the federal Medicare program it can feel confusing and frustrating at first glance. This session will help you better understand the many different parts of Medicare and what your options are when you enroll.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Tackle Your Debt - Binghamton

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

Vestal branch
3460 Vestal Pkwy East
Vestal, NY 13850

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


8/29/2018

Joe the Monkey Saves for a Goal - Schenectady

Recommended for ages 5-8

Using the book, Joe the Monkey Saves for a Goal, by John Lanza, participants will make decisions about how to spend, share, and save money. Following reading and discussion, children will create their own save jar that they will keep to use for their own established financial goal.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

10:30 a.m. - 11:30 a.m.

Click here to reserve your seat today!


9/11/2018

Joe the Monkey Saves for a Goal - Saratoga

Recommended for ages 5-8

Using the book, Joe the Monkey Saves for a Goal, by John Lanza, participants will make decisions about how to spend, share, and save money. Following reading and discussion, children will create their own save jar that they will keep to use for their own established financial goal.

Location:

Saratoga Springs Public Library
49 Henry St
Saratoga Springs, NY 12866

4:30 p.m. - 5:30 p.m.

Click here to reserve your seat today!

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Amherst

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Six Barriers to Investment Success: Uncovering Your Behavioral Biases* - Albany

Offered by SEFCU Wealth Management Services

Are hidden biases undermining your investment success?

We like to think we invest rationally, but the field of behavioral finance has shown that there are social, emotional, and even cognitive factors that can affect our financial decisions and stand in the way of investment success. Join us as we explore common behavioral biases, how these biases affect our decision making ability and the impact of biases on investment portfolios.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/12/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Albany

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

SEFCU                                                              
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/13/2018

Budgeting Basics: How to Grow Your Dough with a Personal Spending Plan - Schenectady

Recommended for ages 18+

Specific steps for developing your own spending plan will be reviewed. The 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals will be applied in this session. The benefits of developing a personal spending plan, how to track income and expenses, and strategies for record keeping will be covered through a case study approach.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/18/2018

Budgeting Basics: Mad City Money™ Simulation - Saratoga

Recommended for ages 15-18

Learners will dynamically participate in the creation and implementation of a realistic budget through a simulated experience. Learners will be assigned an occupation, income, and obligatory expenses before they begin selecting expenses such as housing, transportation, entertainment, and other discretionary expenditures. During the activity, learners will keep a record of all transactions using a personal check register/debit register and spending plan. in the debriefing stage of this session, learners will discuss their personal experiences while in the simulation and apply acquired skills and knowledge to create and enhance their own budgets.

Location:

Saratoga Springs Public Library
49 Henry St. 
Saratoga Springs, NY 12866

4:30 p.m. - 6:00 p.m.

Click here to reserve your seat today!

Paying for Higher Education - Albany

Recommended for ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. in addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location:

SEFCU                                                              
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Understanding and Managing Credit - Buffalo

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/19/2018

Understanding and Managing Credit - Albany

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

SEFCU                                                              
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/20/2018

Medicare 101 - Albany

If you or a family member is new to the federal Medicare program it can feel confusing and frustrating at first glance. This session will help you better understand the many different parts of Medicare and what your options are when you enroll.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Understanding and Managing Credit - Schenectady

Recommended for ages 18+

Financial decisions you make today will greatly impact your future. When using credit you are spending your future income. This concept will be the backdrop of this session where learners will explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/25/2018

Tackle Your Debt - Buffalo

Recommended for ages 18+

Learners will develop an effective debt pay-down strategy. They will also consider appropriate debt levels, and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed as part of scoring a debt reduction plan.

Location:

Amherst branch
3155 Niagara Falls Blvd.
Amherst, NY 14228

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!

Paying for Higher Education - Schenectady

Recommended for ages 15-18

Participants will explore the costs related to funding higher education. Participants will navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating their current and future financial means as compared to their anticipated financial commitment. They will be exposed to additional financial resources that are available to them. in addition, participants will gain a better understanding of the hidden costs of college. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

Location:

SEFCU Square branch
469 State Street
Schenectady, NY 12305

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/26/2018

Alterative Solutions to Long Term Care - Albany

Sheila Cervera, Long-Term Care Specialist and Certified Estate Planner, will discuss what long-term health care is, where you can obtain services, and the different solutions available to help you protect your assets and the well-being of your family.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!


9/27/2018

Protecting Your Assets from a Nursing Home* - Albany

Offered by SEFCU Wealth Management Services

Join us as our Wealth Management team hosts James LeBrou and Terry Griesmer from Rowland and LeBrou Law Firm discuss strategies to protect your house and your assets from a nursing home. We will discuss new changes to Medicaid and how these changes may affect your retirement plans.

Location:

Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany, NY 12206

6:00 p.m. - 7:30 p.m.

Click here to reserve your seat today!