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Smart Sense Savings Certificates

Introduce your children to money management as they watch their savings grow! Have them open a SEFCU Smart Sense Savings Certificate.

It's never too early to teach a child about banking

Introduce your child to smart banking habits as he/she watches his/her savings grow! SEFCU's Smart Sense Savings Certificate teaches the child in your life about saving and managing money. Plus, it's a great gifting option for birthdays, holidays, and special occasions. The minimum deposit to open a Smart Sense Share Certificate account is $100. 

Open a Smart Sense Savings Certificate Today

Note: Minimum to open and obtain APY for all Share Certificates, except for Smart Sense Share Certificates is $500. Minimum to open and obtain APY for a Smart Sense Share Certificate is $100; Fees may reduce earnings. For Share Certificates, penalties may apply for early withdrawal.