Student Loans

Rate StructureTermPresent APR* As Low AsMinimum APR*
Fixed RateDraw Period9.00%8.50%
Fixed RateRepay Period9.50%8.50%
Variable Rate8.50%8.50%

SEFCU offers fixed or variable rate education products. Line of credit and Term loans are available along with Interest Only or Principal and Interest payment options. Maximum maturity for term loans is 15 years. Special rules may apply for each option. See loan officer for details.

Click here to view the Student Loan page.
APR = Annual Percentage Rate. All loans subject to creditworthiness. Rates accurate as of today - 2/27/2015 and subject to change without notice. Special rules apply for each option. For variable rate lines of credit, the APR on all new advances and existing balances may change quarterly on the first day of January, April, July, and October of each calendar year. The APR is based on the value of an Index. The Index is the weekly average yield on United States Treasury Securities, adjusted to a constant maturity of (1) one year.