Education IRA (Coverdell) Certificates

TermDividend RateAnnual Percentage Yield*
6 Month (Fixed Rate)0.15%0.15%
12 Month (Fixed Rate)0.20%0.20%
18 Month (Fixed Rate)0.40%0.40%
24 Month (Fixed Rate)0.50%0.50%
36 Month (Fixed Rate)0.70%0.70%
48 Month (Fixed Rate)0.95%0.95%
60 Month (Fixed Rate)1.00%1.00%
24 Month Add-On0.50%0.50%
Click here to view the Education IRA (Coverdell) Certificates page.
 
Annual Percentage Yield.
APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for these Share Certificates, is $500.00

Education IRA Share Savings

Minimum Opening DepositMinimum Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
N/A$1.000.10%0.10%
Click here to view the Education IRA Share Savings page.
 
Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

Fixed-Rate Share Certificates

TermDividend RateAPY*
3 Month0.15%0.15%
6 Month0.15%0.15%
9 Month0.15%0.15%
10 Month0.15%0.15%
12 Month0.20%0.20%
15 Month0.20%0.20%
18 Month0.40%0.40%
24 Month0.50%0.50%
30 Month0.45%0.45%
36 Month0.70%0.70%
48 Month0.95%0.95%
60 Month1.00%1.00%
Click here to view the Fixed-Rate Share Certificates page.
 
Annual Percentage Yield.
APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for these Share Certificates, is $500.00

Holiday Clubs

Account TypeMinimum Opening DepositMinimum Daily Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
Holiday Savings Club$0.00$1.000.10%0.10%
Click here to view the Holiday Club page.
 
Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

Preferred Plus Savings

Average Monthly Tier BalancesMinimum Opening DepositMinimum Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0 - $99,999.99$100,000N/A0.45%0.45%
$100,000 - $249,999.99$100,000$100,0000.45%0.45%
$250,000 - $499,999.99$100,000$250,0000.45%0.45%
$500,000 - $999,999.99$100,000$500,0000.45%0.45%
$1,000,000 & over$100,000$1,000,0000.45%0.45%
Click here to view the Preferred Plus Savings page.
 
Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

The minimum balance to open this account is $100,000.00. If your monthly average balance for the statement period falls below $100,000.00, your account will be assessed a service fee as shown in the fee schedule (click here to view fee schedule). In addition, these accounts will earn dividends at the base tier rate for the period.

Preferred Savings

Average Monthly Tier BalancesMinimum Opening DepositMinimum Balance to Obtain APY*Dividend RateAPY*
$0 - $2,499.99N/A$1.000.10%0.10%
$2,500.00 - $9,999.99N/A$2,500.000.10%0.10%
$10,000.00 - $24,999.99N/A$10,000.000.20%0.20%
$25,000.00 - $49,999.99N/A$25,000.000.25%0.25%
$50,000.00 & overN/A$50,000.000.40%0.40%
Click here to view the Preferred Savings page.
 
Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

Risk-Free Share Certificates

TermDividend RateAnnual Percentage Yield*
18 Month0.40%0.40%
Click here to view the Risk-Free Share Certificate page.
 
Annual Percentage Yield.
APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for these Share Certificates, is $500.00

Share Savings

Share CategoryMinimimum Opening DepositAverage Daily Balance to Obtain APY*Dividend RateAPY*
Mint Share$1.00$25.000.10%0.10%
Boomer Club$1.00$25.000.10%0.10%
Smart Sense$1.00$25.000.10%0.10%
UTMA$1.00$25.000.10%0.10%
Owner's ChoiceN/AN/A0.10%0.10%
Click here to view the Share Savings page.
 
Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

Smart Sense Savings Certificates

TermDividend RateAnnual Percentage Yield*
18 Month - Add-On0.40%0.40%
24 Month - Add-On0.50%0.50%
36 Month - Add-On0.70%0.70%
Click here to view the Smart Sense Savings Certifticates page.
 
Annual Percentage Yield.
APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for Smart Sense Share Certificates is $100.00

Traditional and Roth IRA

Average Monthly Tier BalancesMinimum Opening DepositMinimum Average Monthly Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0 - $2,499.99N/A$1.000.10%0.10%
$2,500.00 - $9,999.99N/A$2,500.000.10%0.10%
$10,000 - $24,999.99N/A$10,000.000.20%0.20%
$25,000.00 - $49,999.99N/A$25,000.000.25%0.25%
$50,000 & overN/A$50,000.000.40%0.40%

Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened.APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.

Traditional & Roth IRA Certificates

TermDividend RateAnnual Percentage Yield**
6 Month (Fixed Rate)0.15%0.15%
10 Month (Fixed Rate)0.15%0.15%
12 Month (Fixed Rate)0.20%0.20%
15 Month (Fixed Rate)0.20%0.20%
18 Month (Fixed Rate)0.40%0.40%
24 Month (Fixed Rate)0.50%0.50%
36 Month (Fixed Rate)0.70%0.70%
48 Month (Fixed Rate)0.95%0.95%
60 Month (Fixed Rate)1.00%1.00%
24 Month Add-On0.50%0.50%

Annual Percentage Yield.
APY is accurate as of today - 4/17/2014.
Fees may reduce earnings.
For Share Certificates, penalties may apply for early withdrawal.
Note: Minimum to open and obtain APY for these Share Certificates, is $500.00